927 Pinetree Ln, Aptos, CA 95003 Property Records

Santa Cruz County property record for 927 Pinetree Ln, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,610 sqft · built 2016
Lot Size	0.301 acres (13,112 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,760,000 (Dec 2023)
Tax Bill	$22,507 (2025)
Deeds & Mortgages	Feb 2023 Sale Sep 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`038-221-17`

Property Details

APN / Parcel Number

Primary APN	`038-221-17`
Alternative APN	`038-221-17-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	1,610 sqft Living Area
Gross Area	2,090 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	13,112 sqft (0.301 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	925 PINETREE LN
City	APTOS
State	CA
Zip	95003-3529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Subdivision	NEW BRIGHTON
Legal Lot Number	1
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1014
Census Tract	122100

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2830 ROSEDALE AVE, SOQUEL, CA 95073-2639
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2023	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Sep 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage BAY FCU
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 5, 2022	Intrafamily Transfer, Transfer
Aug 12, 2020	Correction Deed OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS
Jul 11, 2018	Deed of Trust, Mortgage OPES ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2023 · Amount on Record
Deed Sale	Dec 13, 2023 · Amount on Record
Prior Sale	Feb 22, 2023 · Amount on Record
Deed Document Number	202323897
Prior Transfer Date	Jun 29, 2022
Prior Transfer Doc	0000019807
Record Updated	Sep 20, 2026

February 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 22, 2023
Property Address	925 PINETREE LN, APTOS, CA 95003-3529
Document Number	0000003048
Map Reference	MB 12 PG 16
Instrument Date	Feb 22, 2023
Instrument	2023-0003048
Transaction Type	Transfer
Record Updated	Mar 8, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$1,936.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2830 ROSEDALE AVE, SOQUEL, CA 95073-2639
Mail Care Of	GREG & JODY MULLER

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	925 PINETREE LN, APTOS, CA 95003-3529
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029477
Date	Sep 27, 2019
Instrument	2019-0029477

Lender

Name	BAY FCU
Type	Credit Union
Address	CAPITOLA, CA 95010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	925 PINETREE LN, APTOS, CA 95003-3529
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	925 PINETREE LN, APTOS, CA 95003-3529

Mortgage

Document Number	0000002755
Date	Jan 19, 2021
Instrument	2021-0002755

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 5, 2022
Property Address	925 PINETREE LN, APTOS, CA 95003-3529
Document Number	0000019807
Map Reference	MB 12 PG 16
Instrument Date	Jun 29, 2022
Instrument	2022-0019807
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	925 PINETREE LN, APTOS, CA 95003-3529

August 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 12, 2020
Property Address	925 PINETREE LN, APTOS, CA 95003-3529
Document Number	0000030639
Instrument Date	Jul 28, 2020
Instrument	30639
Record Updated	Aug 31, 2020
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	925 PINETREE LN APTOS CA 950033529, APTOS, CA 95003-3529

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	925 PINETREE LN, APTOS, CA 95003-3529
Document Number	0000022230
Instrument Date	Jul 11, 2018
Transaction Type	Mortgage
Record Updated	Aug 7, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	925 PINETREE LN APTOS CA 950033529, APTOS, CA 95003-3529

Mortgage

Document Number	0000022230
Date	Jul 20, 2018
Instrument	22230

Lender

Name	OPES ADVISORS
Address	TROY, MI 48098

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2048

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,867,726 (+2%) Land $1,307,408 Building $560,318
2025	$22,507.00 (+123.42%)	$1,831,104 (+130.89%) Land $1,281,773 Building $549,331
2023	$10,074.00 (+1.01%)	$793,066 Land $530,228 Building $262,838	$1,546,920
2022	$9,973.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	12 (1982–2023)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINE TREE LANE MUTUAL WATER CO private · serves 75 people · EPA ID CA4400582
Water Source	Groundwater
Last State Inspection	Jun 2025
Also Mapped Here	SOQUEL CREEK WATER DISTRICT
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Etheric Networks, GeoLinks.

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