Blount County property record for 957 McCay Ave, Oneonta, AL 35121
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,365 sqft · built 2021 |
| Lot Size | 0.181 acres (7,898 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $738 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-09-30-4-003-013 |
| Primary APN | 16-09-30-4-003-013 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Building Area | 1,365 sqft Living Area |
| 1st Floor Area | 1,365 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 7,898 sqft (0.181 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 67182 |
|---|---|
| Street Address | 957 MCCAY AVE |
| City | ONEONTA |
| State | AL |
| Zip | 35121-2515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 PARK SPRINGS, MCA/113 PG 9 |
| Legal Range | 02E |
| Legal Township | 12S |
| Legal Section | 30 |
| Legal Subdivision | PARK SPRINGS |
| Legal Lot Number | 1 |
| Jurisdiction | BLOUNT AL |
| Township / Civil Division | ONEONTA |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 50105 |
Source: Blount County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 957 MCCAY AVE, ONEONTA, AL 35121-2515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLOUNT AL |
| Property Address | 957 MCCAY AVE, ONEONTA, AL 35121-2515 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2021/29727 |
|---|---|
| Date | Aug 17, 2021 |
| Book Page | 2021/29727 |
| Instrument | 10030256 |
| Name | AMERICAS FIRST FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Sep 1, 2036 |
Source: Blount County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Blount County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $738.00 (+1.1%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption | ||
| 2025 | $730.00 (-12.15%) | $22,220 (-0.98%) | $222,140 (-0.94%) Land $21,300 Building $200,840 |
| 2024 | $831.00 (+7.64%) Homeowner's exemption | $22,440 (+7.37%) Land $2,140 Building $20,300 | $224,240 (+7.39%) Land $21,300 Building $202,940 |
| 2023 | $772.00 (+4.61%) Homeowner's exemption | $20,900 (+4.4%) Land $2,140 Building $18,760 | $208,800 (+4.39%) Land $21,300 Building $187,500 |
| 2022 | $738.00 Homeowner's exemption | $20,020 Land $2,140 Building $17,880 | $200,020 Land $21,300 Building $178,720 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 81% of Alabama |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ONEONTA, UB OF THE serves 19,971 people · EPA ID AL0000103 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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