Blount County property record for 1008 McCay Ave, Oneonta, AL 35121
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,638 sqft · built 1954 |
| Lot Size | 1.28 acres (55,872 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $4,474 (Apr 2022) |
| Tax Bill | $1,293 (2026) |
| Deeds & Mortgages | Apr 2022 Mortgage Oct 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-09-30-4-002-004 |
| Primary APN | 16-09-30-4-002-004 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,638 sqft Living Area |
| 1st Floor Area | 2,638 sqft |
| Flooring | Hardwood |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 55,872 sqft (1.28 acres) |
| Lot Dimensions | 288 ft deep x 194 ft wide |
| Utility Building | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 70784 |
|---|---|
| Street Address | 1008 MCCAY AVE |
| City | ONEONTA |
| State | AL |
| Zip | 35121-2525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 BLK 9 MCCAY SECOND ADD PB 1/31, MC 16L-- |
| Legal Range | 02E |
| Legal Township | 12S |
| Legal Section | 30 |
| Legal Subdivision | MCCAY SECOND ADD |
| Legal Block | 9 |
| Legal Lot Number | 4 |
| Jurisdiction | BLOUNT AL |
| Township / Civil Division | ONEONTA |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 50105 |
1008 McCay Ave is owned and occupied by two individuals who bought it in April 2022.
Source: Blount County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1008 MCCAY AVE, ONEONTA, AL 35121-2525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 11, 2022 | Deed of Trust, Mortgage · Stand-Alone First Mortgage ROCKET MORTGAGE LLC |
| Oct 27, 2020 | Warranty Deed, Transfer |
| May 4, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2022 · Amount on File |
| Deed Sale | Apr 11, 2022 · Amount on File |
| Prior Sale | Oct 27, 2020 · Amount on File |
| Deed Document Number | 202210037560 |
| Deed Book / Page | 2022 / 12396 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLOUNT AL |
| Property Address | 1008 MCCAY AVE, ONEONTA, AL 35121-2525 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2024 |
| Name | Verified Name |
|---|
| Document Number | 2022/12397 |
|---|---|
| Date | Apr 11, 2022 |
| Book Page | 2022/12397 |
| Instrument | 10037561 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLOUNT AL |
| Recording Date | Oct 27, 2020 |
| Property Address | 1008 MCCAY AVE, ONEONTA, AL 35121-2525 |
| Document Number | 2020/33598 |
| Book / Page | 2020 / 33598 |
| Instrument Date | Oct 16, 2020 |
| Instrument | 10021326 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $2.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLOUNT AL |
| Recording Date | May 4, 2018 |
| Property Address | 1008 MCCAY AVE, ONEONTA, AL 35121-2525 |
| Document Number | 2018/10784 |
| Book / Page | 2018 / 10784 |
| Instrument Date | May 3, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 102 FOREST LN, ONEONTA, AL 35121-1901 |
| Name | Verified Name |
|---|---|
| Address | 102 FOREST LN, ONEONTA, AL 35121-1901 |
The 2026 property tax bill for 1008 McCay Ave was $1,293 with a homeowner's exemption, up 6.4% from the year before.
Source: Blount County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Blount County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,293.00 (+6.42%) Homeowner's exemption | ||
| 2025 | $1,215.00 | $28,300 (-) | $282,920 (-) Land $29,300 Building $253,620 |
| 2024 | $1,215.00 (+8.77%) Homeowner's exemption | $28,300 (+8.35%) Land $2,760 Building $25,540 | $282,920 (+8.34%) Land $27,600 Building $255,320 |
| 2023 | $1,117.00 Homeowner's exemption | $26,120 (+6.18%) Land $2,760 Building $23,360 | $261,140 (+6.21%) Land $27,600 Building $233,540 |
| 2022 | Homeowner's exemption | $24,600 Land $2,760 Building $21,840 | $245,860 Land $27,600 Building $218,260 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1008 McCay Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1008 McCay Ave is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 81% of Alabama |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ONEONTA, UB OF THE serves 19,971 people · EPA ID AL0000103 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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