Blount County property record for 953 McCay Ave, Oneonta, AL 35121
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,301 sqft · built 2021 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $228,750 (Mar 2024) |
| Tax Bill | $938 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage Nov 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-09-30-4-003-013.004 |
| Primary APN | 16-09-30-4-003-013.004 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 1,301 sqft Living Area |
| 1st Floor Area | 1,301 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 73799 |
|---|---|
| Street Address | 953 MCCAY AVE |
| City | ONEONTA |
| State | AL |
| Zip | 35121-2515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 PARK SPRINGS, MCA/113 PG 9-- |
| Legal Range | 02E |
| Legal Township | 12S |
| Legal Section | 30 |
| Legal Subdivision | PARK SPRINGS |
| Legal Lot Number | 5 |
| Jurisdiction | BLOUNT AL |
| Township / Civil Division | ONEONTA |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 50105 |
Source: Blount County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 953 MCCAY AVE, ONEONTA, AL 35121-2515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Nov 25, 2020 | Deed of Trust, Mortgage · Line of Credit THE HOMETOWN BANK OF ALABAMA |
| Jun 16, 2021 | Warranty Deed, Subdivision Related Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 20, 2024 · Amount on Record |
| Deed Sale | Mar 20, 2024 · Amount on Record |
| Prior Sale | Jun 16, 2021 · Amount on Record |
| Deed Document Number | 202410055699 |
| Deed Book / Page | 2024 / 6781 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLOUNT AL |
| Property Address | 953 MCCAY AVE, ONEONTA, AL 35121-2515 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2021/21266 |
|---|---|
| Date | Jun 16, 2021 |
| Book Page | 2021/21266 |
| Instrument | 10028127 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jul 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLOUNT AL |
| Property Address | 953 MCCAY AVE, ONEONTA, AL 35121-2515 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2020/37329 |
|---|---|
| Date | Nov 25, 2020 |
| Book Page | 2020/37329 |
| Instrument | 10022207 |
| Name | THE HOMETOWN BANK OF ALABAMA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | May 20, 2021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLOUNT AL |
| Recording Date | Jun 16, 2021 |
| Property Address | 953 MCCAY AVE, ONEONTA, AL 35121-2515 |
| Document Number | 2021/21248 |
| Book / Page | 2021 / 21248 |
| Instrument Date | Jun 15, 2021 |
| Instrument | 10028125 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $11.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1004 PETUNIA ST # 9, 9, ONEONTA, AL 35121-2338 |
| Name | Verified Name |
|---|---|
| Address | 953 MCCAY AVE, ONEONTA, AL 35121-2515 |
| Document Number | 2021/21250 |
|---|---|
| Date | Jun 16, 2021 |
| Book Page | 2021/21250 |
| Instrument | 10028126 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: Blount County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Blount County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $938.00 (+0.21%) Homeowner's exemption | ||
| 2025 | $936.00 (+4.12%) | $22,100 (+3.85%) | $220,900 (+3.88%) Land $21,300 Building $199,600 |
| 2024 | $899.00 (+7.92%) Homeowner's exemption | $21,280 (+7.37%) Land $2,140 Building $19,140 | $212,640 (+7.35%) Land $21,300 Building $191,340 |
| 2023 | $833.00 (+6.66%) Homeowner's exemption | $19,820 (+6.22%) Land $2,140 Building $17,680 | $198,080 (+6.2%) Land $21,300 Building $176,780 |
| 2022 | $781.00 Homeowner's exemption | $18,660 Land $2,140 Building $16,520 | $186,520 Land $21,300 Building $165,220 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 81% of Alabama |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ONEONTA, UB OF THE serves 19,971 people · EPA ID AL0000103 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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