Blount County property record for 955 McCay Ave, Oneonta, AL 35121
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,440 sqft · built 2022 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $207,900 (Jul 2022) |
| Tax Bill | $1,035 (2026) |
| Deeds & Mortgages | Aug 2021 Line of Credit Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-09-30-4-003-013.002 |
| Primary APN | 16-09-30-4-003-013.002 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 1,440 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 71486 |
|---|---|
| Street Address | 955 MCCAY AVE |
| City | ONEONTA |
| State | AL |
| Zip | 35121-2515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 PARK SPRINGS, MCA/113 PG 9-- |
| Legal Range | 02E |
| Legal Township | 12S |
| Legal Section | 30 |
| Legal Subdivision | PARK SPRINGS |
| Legal Lot Number | 3 |
| Jurisdiction | BLOUNT AL |
| Township / Civil Division | ONEONTA |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 50105 |
955 McCay Ave is owned and occupied by two individuals who bought it in July 2022.
Source: Blount County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 955 MCCAY AVE, ONEONTA, AL 35121-2515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 6, 2021 | Deed of Trust, Mortgage · Line of Credit HOMETOWN BANK OF ALABAMA |
| Jul 11, 2022 | Warranty Deed, Subdivision Related Transfer HOMETOWN BANK OF ALABAMA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2022 · Amount on File |
| Deed Sale | Jul 11, 2022 · Amount on File |
| Prior Sale | Jul 11, 2022 · Amount on File |
| Deed Document Number | 202210040178 |
| Deed Book / Page | 2022 / 23034 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLOUNT AL |
| Property Address | 955 MCCAY AVE, ONEONTA, AL 35121-2515 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1004 PETUNIA ST, ONEONTA, AL 35121-2338 |
| Document Number | 2021/28548 |
|---|---|
| Date | Aug 6, 2021 |
| Book Page | 2021/28548 |
| Instrument | 10029936 |
| Name | HOMETOWN BANK OF ALABAMA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 9 Months |
| Due | May 5, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLOUNT AL |
| Recording Date | Jul 11, 2022 |
| Property Address | 955 MCCAY AVE, ONEONTA, AL 35121-2515 |
| Document Number | 2022/23034 |
| Book / Page | 2022 / 23034 |
| Instrument Date | Jul 11, 2022 |
| Instrument | 10040178 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 9, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $29.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1004 PETUNIA ST, ONEONTA, AL 35121-2338 |
| Name | Verified Name |
|---|---|
| Address | 955 MCCAY AVE, ONEONTA, AL 35121-2515 |
| Document Number | 2022/23035 |
|---|---|
| Date | Jul 11, 2022 |
| Book Page | 2022/23035 |
| Instrument | 10040178 |
| Name | HOMETOWN BANK OF ALABAMA |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 15, 2052 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 955 McCay Ave was $1,035, up 1% from the year before.
Source: Blount County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Blount County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,035.00 (+0.98%) | ||
| 2025 | $1,025.00 (-0.87%) | $22,780 (-0.87%) | $227,660 (-0.92%) Land $21,100 Building $206,560 |
| 2024 | $1,034.00 (+8.39%) | $22,980 (+8.4%) Land $2,120 Building $20,860 | $229,780 (+8.41%) Land $21,100 Building $208,680 |
| 2023 | $954.00 (+617.29%) | $21,200 (+616.22%) Land $2,120 Building $19,080 | $211,960 (+1,332.16%) Land $21,100 Building $190,860 |
| 2022 | $133.00 | $2,960 Land $2,960 | $14,800 Land $14,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 955 McCay Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 955 McCay Ave is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 81% of Alabama |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ONEONTA, UB OF THE serves 19,971 people · EPA ID AL0000103 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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