9566 Mill St, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 9566 Mill St, Ben Lomond, CA 95005

Property Summary

Property Type	Store with Apartments
Details	4 bd · 2 ba · 4,076 sqft · built 2004
Lot Size	0.333 acres (14,505 sqft)
Owner	2 Trust Names on File
Tax Bill	$10,036 (2025)
Deeds & Mortgages	Feb 2020 Transfer
Flood Zone	Zone X (moderate risk)
APN	`077-104-10-000`

Property Details

APN / Parcel Number

Primary APN	`077-104-10-000`
Alternative APN	`7710410000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	4,076 sqft Gross Area
1st Floor Area	4,076 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	14,505 sqft (0.333 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	9566 MILL ST
City	BEN LOMOND
State	CA
Zip	95005-9302
Property Category	Commercial
Property Type	Commercial > Retail > Store with Apartments
Local Zoning Code	C-1
Jurisdiction	SANTA CRUZ CA

Owner

9566 Mill St, a commercial property, is held in a trust since April 2025.

Source: Santa Cruz County records, as of October 16, 2026

Owner of Record	2 Trust Names on File
Mailing Address	9566 MILL ST, BEN LOMOND, CA 95005-9302
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 10, 2025
Transfer Doc	0000007841
Record Updated	Oct 29, 2026

February 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 25, 2020
Property Address	9566 MILL ST, BEN LOMOND, CA 95005-9302
Document Number	0000006506
Instrument Date	Feb 20, 2020
Instrument	6506
Transaction Type	Transfer
Record Updated	Mar 11, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	9566 MILL ST BEN LOMOND CA 950059302, BEN LOMOND, CA 95005-9302

Tax Assessment & Valuation

The 2025 property tax bill for 9566 Mill St was $10,036.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$805,837 (+2%) Land $22,711 Building $783,126
2025	$10,036.00	$790,036 Land $22,266 Building $767,770

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 9566 Mill St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9566 Mill St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20