Santa Cruz County property record for 9540 Mill St, #A, Ben Lomond, CA 95005
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 3 bd · 3 ba · 3,531 sqft · built 1963 |
| Lot Size | 0.437 acres (19,036 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $950,000 (Apr 2021) |
| Tax Bill | $15,553 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Feb 2020 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 077-104-02 |
| Primary APN | 077-104-02 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,531 sqft Living Area |
| Gross Area | 4,059 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Multi-Family |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 19,036 sqft (0.437 acres) |
| Terrain | Steep |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 312 sqft |
| Total Buildings | 3 Buildings |
| Water Source | Commercial |
|---|
| Street Address | 9540 MILL ST, A |
|---|---|
| City | BEN LOMOND |
| State | CA |
| Zip | 95005 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | C-1 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SAN LORENZO VALLEY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 120302 |
Source: Santa Cruz County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 9540 MILL ST, A, BEN LOMOND, CA 95005 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Apr 30, 2021 | Grant Deed, Transfer · Commercial Mortgage THE EDWARD FAMILY TRUST |
| Feb 25, 2020 | Affidavit of Death, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2021 · Amount on Record |
| Deed Sale | Apr 30, 2021 · Amount on Record |
| Prior Sale | Nov 9, 1994 · Amount on Record |
| Deed Document Number | 202125037 |
| Last Transfer Date | Apr 10, 2025 |
| Transfer Doc | 0000007841 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Apr 30, 2021 |
| Property Address | 9540 MILL ST # A, A, BEN LOMOND, CA 95005-9302 |
| Document Number | 0000025037 |
| Instrument Date | Apr 15, 2021 |
| Instrument | 2021-0025037 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,045.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 9540 MILL ST # A, A, BEN LOMOND, CA 95005-9302 |
| Document Number | 0000025038 |
|---|---|
| Date | Apr 30, 2021 |
| Instrument | 2021-0025038 |
| Name | THE EDWARD FAMILY TRUST |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Feb 25, 2020 |
| Property Address | 9540 MILL ST # A, A, BEN LOMOND, CA 95005-9302 |
| Document Number | 0000006506 |
| Instrument Date | Feb 20, 2020 |
| Instrument | 6506 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 9540 MILL ST #A BEN LOMOND CA 950059302, A, BEN LOMOND, CA 95005-9302 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | San Lorenzo Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,324,897 (+2%) Land $883,265 Building $441,632 | |
| 2025 | $15,553.00 (+3.77%) Homeowner's exemption | $1,298,919 (+4.04%) Land $865,946 Building $432,973 |
| 2023 | $14,988.00 (+2.36%) Homeowner's exemption | $1,248,480 Land $832,320 Building $416,160 |
| 2022 | $14,643.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 39 (1981–2023) |
| Claims Outside the SFHA | 6 of 39 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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