9407 Mill St, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 9407 Mill St, Ben Lomond, CA 95005

Property Summary

Property Type	Restaurant
Details	1 bd · 2,967 sqft · built 1886
Lot Size	0.273 acres (11,892 sqft)
Owner	Company Name on Record
Last Sale	$800,000 (Oct 2018)
Tax Bill	$10,882 (2025)
Deeds & Mortgages	Oct 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`077-151-01`

Property Details

APN / Parcel Number

Primary APN	`077-151-01`
Alternative APN	`077-151-01-000`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	2,967 sqft Gross Area
1st Floor Area	2,232 sqft

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1886
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	11,892 sqft (0.273 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	9407 MILL ST
City	BEN LOMOND
State	CA
Zip	95005-9301
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Local Zoning Code	C-1
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	2
Census Block	2007
Census Tract	120302

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5005 IRONWOOD DR, SOQUEL, CA 95073-3032
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2018 · Amount on Record
Deed Sale	Oct 12, 2018 · Amount on Record
Prior Sale	Dec 20, 2000 · Amount on Record
Deed Document Number	201830924
Prior Transfer Date	Apr 9, 2012
Prior Transfer Doc	0000020712
Record Updated	Sep 20, 2026

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 12, 2018
Property Address	9407 MILL ST, BEN LOMOND, CA 95005-9301
Document Number	0000030924
Instrument Date	Oct 6, 2018
Instrument	30924
Transaction Type	Transfer
Record Updated	Oct 29, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$880.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5005 IRONWOOD DR SOQUEL CA 950733032, SOQUEL, CA 95073-3032

Mortgage

Document Number	30925
Date	Oct 12, 2018
Instrument	30925

Lender

Name	DEMING D & J TRUST (PT)
Address	13126 RAILROAD AVE, BOULDER CREEK, CA 95006-9411

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$910,264 (+2%) Land $500,645 Building $409,619
2025	$10,882.00 (+4.08%)	$892,415 (+4.04%) Land $490,828 Building $401,587
2023	$10,455.00 (+2.37%)	$857,762 Land $471,769 Building $385,993
2022	$10,213.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	39 (1981–2023)
Claims Outside the SFHA	6 of 39
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 14 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 3 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20