9410 Mill St, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 9410 Mill St, Ben Lomond, CA 95005

Property Summary

Property TypeCommercial Vacant Land
Details4,434 sqft · built 1951
Lot Size0.133 acres (5,793 sqft)
Owner2 Individual Names on File
Tax Bill$2,204 (2025)
Flood ZoneZone AE (high risk)
APN077-103-09

Property Details

APN / Parcel Number

Primary APN077-103-09
Alternative APN
  • 077-103-09-000

Interior

Stories1 Story
Building Area4,434 sqft Gross Area
1st Floor Area4,434 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Lot Area5,793 sqft (0.133 acres)

Utilities, Heating & Cooling

SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address9410 MILL ST
CityBEN LOMOND
StateCA
Zip95005-9301
Property CategoryCommercial
Property TypeVacant Land > Commercial
Local Zoning CodeC-1
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group2
Census Block2006
Census Tract120302

Owner

9410 Mill St, commercial vacant land, is owned by two individuals who acquired it in December 2012.

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address18924 WESTVIEW DR, SARATOGA, CA 95070-3529
Owner TypeIndividual
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateDec 21, 2012
Transfer Doc0000064783
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 9410 Mill St was $2,204.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$147,228 (+2%) Land $147,228
2025$2,204.00$144,341 Land $144,341
2023$5,557.00 (+2.4%)$435,004 Land $138,736 Building $296,268
2022$5,427.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 9410 Mill St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 40 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies40 in force
Nearby Flood Claims39 (1981–2023)
Claims Outside the SFHA6 of 39
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 14 claims
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 3 claims
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9410 Mill St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN LORENZO VALLEY WATER DIST
serves 21,513 people · EPA ID CA4410014
Water SourceSurface water
Last State InspectionApr 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: Surfnet Communications.

Nearby Properties on Mill St

Nearby Streets

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