St. Louis County property record for 95540 Pine Island, Tower, MN 55790
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1 ba · 960 sqft · built 1971 |
| Lot Size | 0.772 acres (33,660 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,478 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 387-0420-00790 |
| Primary APN | 387-0420-00790 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Gross Area |
| 1st Floor Area | 720 sqft |
| Basement Area | 341 sqft |
| Finished Basement | 341 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | A-Frame |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 33,660 sqft (0.772 acres) |
| Deck Area | 336 sqft |
|---|---|
| Storage Building | 192 sqft |
| Boat House | 352 sqft |
| Sauna | Sauna |
| Heating Fuel | Wood |
|---|
| Account Number | 665808 |
|---|---|
| Street Address | 95540 PINE IS |
| City | TOWER |
| State | MN |
| Zip | 55790-8458 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | LOTS 78 79 AND 80 SERIAL # |
| Legal Subdivision | VERMILION DELLS |
| Legal Lot Number | 78-79 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GREENWOOD |
| Census Block Group | 1 |
| Census Block | 1248 |
| Census Tract | 15502 |
95540 Pine Island, a residential property, is owned by an individual who acquired it in July 2001.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 623 WILDFLOWER WAY, SAINT PAUL, MN 55123-1633 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 11, 2001 |
| Transfer Doc | 0000705057 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 95540 Pine Island was $2,478, up 43.4% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Greenwood Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,478.00 (+43.4%) | ||
| 2025 | $1,728.00 (+23.25%) | $272,000 (+34.19%) Land $99,700 Building $172,300 | $272,000 (+34.19%) Land $99,700 Building $172,300 |
| 2024 | $1,402.00 | $202,700 Land $95,000 Building $107,700 | $202,700 Land $95,000 Building $107,700 |
| 2022 | $162,100 Land $78,400 Building $83,700 | $162,100 Land $78,400 Building $83,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 95540 Pine Island in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 95540 Pine Island is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
| T-Mobile Fixed Wireless | 25 / 3 |
| Frontier DSL | 10 / 1 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures