95546 Pine Island, Tower, MN 55790 Property Records

St. Louis County property record for 95546 Pine Island, Tower, MN 55790

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 1 ba · 1,096 sqft · built 1980
Lot Size	0.454 acres (19,793 sqft)
Owner	Individual Name on Record
Tax Bill	$3,358 (2026)
Flood Zone	Zone X (minimal risk)
APN	`387-0420-00970`

Property Details

APN / Parcel Number

Primary APN	`387-0420-00970`
Alternative APN	`650991`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,096 sqft Gross Area
1st Floor Area	998 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Rustic
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Stone
Lot Area	19,793 sqft (0.454 acres)

Exterior Amenities

Porch	Porch
Porch Area	270 sqft
Deck Area	96 sqft
Storage Building	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	650991
Street Address	95546 PINE IS
City	TOWER
State	MN
Zip	55790-8458
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOTS 92 AND 93 EX THAT PART OF LOT 93FROM A PT COMMON TO LOT 93 AND 94 ONSLY R.O.W. OF MINN BLVD IN PLAT OFVERMILION DELLS
Legal Subdivision	VERMILION DELLS T OF GREENWOOD
Legal Lot Number	9
Jurisdiction	ST LOUIS MN
Township / Civil Division	GREENWOOD
Census Block Group	1
Census Block	1248
Census Tract	15502

Owner

Source: St. Louis County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	26900 BAKER PARK PL, SIOUX FALLS, SD 57108-8202
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Greenwood Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,358.00 (+66.24%)
2025	$2,020.00 (+23.62%)	$370,200 (+55.74%) Land $73,400 Building $296,800	$370,200 (+55.74%) Land $73,400 Building $296,800
2024	$1,634.00	$237,700 (+25.3%) Land $70,400 Building $167,300	$237,700 (+25.3%) Land $70,400 Building $167,300
2022		$189,700 Land $59,300 Building $130,400	$189,700 Land $59,300 Building $130,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3
T-Mobile Fixed Wireless	25 / 3
Frontier DSL	10 / 1