95536 Pine Island, Tower, MN 55790 Property Records

St. Louis County property record for 95536 Pine Island, Tower, MN 55790

Property Summary

Property TypeSeasonal / Vacation Home
Lot Size0.203 acres (8,878 sqft)
OwnerCompany Name on Record
Last Sale$203,000 (Nov 2020)
Tax Bill$220 (2026)
Deeds & MortgagesJan 2026 Sale
Nov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN387-0420-00760

Property Details

APN / Parcel Number

Primary APN387-0420-00760
Alternative APNs
  • 1100426
  • 1193929

Exterior

Lot Area8,878 sqft (0.203 acres)

Location & Zoning

Account Number1193929
Street Address95536 PINE IS
CityTOWER
StateMN
Zip55790-8458
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal DescriptionLOT 75 SERIAL #
Legal SubdivisionVERMILION DELLS
Legal Lot Number75
JurisdictionST LOUIS MN
Township / Civil DivisionGREENWOOD
Census Block Group1
Census Block1248
Census Tract15502

Owner

Source: St. Louis County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address119 RUSTIC LDG E, MINNEAPOLIS, MN 55419-5617
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2026Warranty Deed, Transfer
NORTHEAST FL TITLE LLC, NORTHEAST TITLE LLC
Nov 24, 2020Warranty Deed, Transfer · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 24, 2020 · Amount on Record
Deed SaleNov 24, 2020 · Amount on Record
Deed Document Number20201032548
Prior Transfer DateMay 9, 2003
Prior Transfer Doc0000763847
Record UpdatedOct 29, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJan 21, 2026
Property Address95536 PINE IS, TOWER, MN 55790-8458
Document Number0001098412
Instrument DateDec 22, 2025
Instrument1098412
Transaction TypeTransfer
Record UpdatedFeb 10, 2026
Title CompanyNORTHEAST FL TITLE LLC, NORTHEAST TITLE LLC

Transaction

AmountAmount Recorded
Tax$825.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address119 RUSTIC LDG E, MINNEAPOLIS, MN 55419-5617

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateNov 24, 2020
Property Address95536 PINE IS, TOWER, MN 55790-8458
Document Number00T1032548
Instrument DateNov 13, 2020
InstrumentT1032548
Transaction TypeTransfer
Record UpdatedDec 24, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$670.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address203 W MINNEHAHA PKWY MINNEAPOLIS MN 554191362, MINNEAPOLIS, MN 55419-1362

Mortgage

Document NumberT1032549
DateNov 24, 2020
InstrumentT1032549
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 23, 2035

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionGreenwood Township
Unified School DistrictSt. Louis County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$220.00 (+15.79%)
2025$190.00 (+28.38%)$26,200 (+6.5%) Land $26,200$26,200 (+6.5%) Land $26,200
2024$148.00$24,600 (+28.8%) Land $24,600$24,600 (+28.8%) Land $24,600
2022$19,100 Land $19,100$19,100 Land $19,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Nearby Flood Policies23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
25 / 3
T-Mobile
Fixed Wireless
25 / 3
Frontier
DSL
10 / 1

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