95524 Pine Island, Tower, MN 55790 Property Records

St. Louis County property record for 95524 Pine Island, Tower, MN 55790

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 1 ba · 1,476 sqft · built 1990
Lot Size	0.272 acres (11,873 sqft)
Owner	Individual Name on Record
Tax Bill	$3,836 (2026)
Deeds & Mortgages	May 2020 Sale May 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`387-0420-00620`

Property Details

APN / Parcel Number

Primary APN	`387-0420-00620`
Alternative APN	`1110282`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,476 sqft Gross Area
1st Floor Area	1,476 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Rustic
Exterior Material	Block
Construction Type	Frame
Lot Area	11,873 sqft (0.272 acres)

Exterior Amenities

Deck Area	100 sqft
Cabin	192 sqft
Storage Building	160 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1110282
Street Address	95524 PINE IS
City	TOWER
State	MN
Zip	55790
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOT: 0061 BLOCK:000 SERIAL #
Legal Subdivision	VERMILION DELLS T OF GREENWOOD
Legal Lot Number	61
Jurisdiction	ST LOUIS MN
Township / Civil Division	GREENWOOD
Census Block Group	1
Census Block	1248
Census Tract	15502

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4468 MOCCASIN POINT RD, TOWER, MN 55790-8106
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
May 21, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 1, 2020
Transfer Doc	0001023628
Record Updated	Sep 20, 2026

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 21, 2020
Property Address	95524 PINE IS, TOWER, MN 55790
Document Number	00T1023629
Instrument Date	May 14, 2020
Instrument	T1023629
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13182 NARCISSUS ST NW COON RAPIDS MN 554481084, COON RAPIDS, MN 55448-1084

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 21, 2020
Property Address	95524 PINE IS, TOWER, MN 55790
Document Number	00T1023628
Instrument Date	May 1, 2020
Instrument	T1023628
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13374 LILY ST NW ANDOVER MN 553047503, ANDOVER, MN 55304-7503

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Greenwood Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,836.00 (+59.97%)
2025	$2,398.00 (+25.03%)	$429,400 (+47.92%) Land $48,000 Building $381,400	$429,400 (+47.92%) Land $48,000 Building $381,400
2024	$1,918.00	$290,300 (+25.94%) Land $46,600 Building $243,700	$290,300 (+25.94%) Land $46,600 Building $243,700
2022		$230,500 Land $41,100 Building $189,400	$230,500 Land $41,100 Building $189,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 73% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3
T-Mobile Fixed Wireless	25 / 3
Frontier DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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