95514 Pine Island, Tower, MN 55790 Property Records

St. Louis County property record for 95514 Pine Island, Tower, MN 55790

Property Summary

Property Type	Seasonal / Vacation Home
Details	4 bd · 1.5 ba · 1,344 sqft · built 1916
Lot Size	1.24 acres (54,282 sqft)
Owner	Company Name on Record
Tax Bill	$3,672 (2026)
Deeds & Mortgages	Jan 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`387-0420-00530`

Property Details

APN / Parcel Number

Primary APN	`387-0420-00530`
Alternative APN	`1123991`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,344 sqft Gross Area
1st Floor Area	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Frame
Lot Area	54,282 sqft (1.24 acres)

Exterior Amenities

Porch	Porch
Porch Area	448 sqft
Deck Area	556 sqft
Cabin	216 sqft
Storage Building	168 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1123991
Street Address	95514 PINE IS
City	TOWER
State	MN
Zip	55790-8458
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOTS 52 THRU 55 AND NLY 1/2 OF LOT 56 SERIAL #
Legal Subdivision	VERMILION DELLS T OF GREENWOOD
Legal Lot Number	52-56
Jurisdiction	ST LOUIS MN
Township / Civil Division	GREENWOOD
Census Block Group	1
Census Block	1248
Census Tract	15502

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1526 NW 101ST ST, CLIVE, IA 50325-6714
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 13, 2021
Transfer Doc	0001052636
Record Updated	Sep 20, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Jan 25, 2022
Property Address	95514 PINE IS, TOWER, MN 55790-8458
Document Number	0001052636
Instrument Date	Apr 13, 2021
Instrument	1052636
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1526 NW 101ST ST, CLIVE, IA 50325-6714

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Greenwood Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,672.00 (+40.37%)
2025	$2,616.00 (+24.1%)	$405,300 (+31.08%) Land $135,000 Building $270,300	$405,300 (+31.08%) Land $135,000 Building $270,300
2024	$2,108.00	$309,200 (+25.74%) Land $128,300 Building $180,900	$309,200 (+25.74%) Land $128,300 Building $180,900
2022		$245,900 Land $104,100 Building $141,800	$245,900 Land $104,100 Building $141,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 73% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3
T-Mobile Fixed Wireless	25 / 3
Frontier DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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