St. Louis County property record for 95516 Pine Island, Tower, MN 55790
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 1 ba · 1,203 sqft · built 1915 |
| Lot Size | 0.292 acres (12,738 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,288 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 387-0420-00590 |
| Primary APN | 387-0420-00590 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,203 sqft Gross Area |
| 1st Floor Area | 1,203 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 12,738 sqft (0.292 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 267 sqft |
| Storage Building | 60 sqft |
| Sauna | Sauna |
| Heating Fuel | Gas |
|---|
| Account Number | 1130037 |
|---|---|
| Street Address | 95516 PINE IS |
| City | TOWER |
| State | MN |
| Zip | 55790 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | LOT: 0058 BLOCK:000 SERIAL # |
| Legal Subdivision | VERMILLION DELLS |
| Legal Lot Number | 58 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GREENWOOD |
| Census Block Group | 1 |
| Census Block | 1248 |
| Census Tract | 15502 |
95516 Pine Island, a residential property, is owned by an individual who acquired it in June 1986.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10350 348TH AVE SE, SNOQUALMIE, WA 98065-9282 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 14, 1986 |
| Transfer Doc | 0000841818 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 95516 Pine Island was $1,288, up 20.8% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Greenwood Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,288.00 (+20.83%) | ||
| 2025 | $1,066.00 (+20.59%) | $139,000 (+12.73%) Land $47,400 Building $91,600 | $139,000 (+12.73%) Land $47,400 Building $91,600 |
| 2024 | $884.00 | $123,300 Land $45,900 Building $77,400 | $123,300 Land $45,900 Building $77,400 |
| 2022 | $100,600 Land $40,400 Building $60,200 | $100,600 Land $40,400 Building $60,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 95516 Pine Island in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 95516 Pine Island is moderate, ranking above 43% of the US, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 73% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
| T-Mobile Fixed Wireless | 25 / 3 |
| Frontier DSL | 10 / 1 |
5G and 4G LTE (outdoors only)
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