Blount County property record for 940 McCay Ave, Oneonta, AL 35121
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,680 sqft · built 1940 |
| Lot Size | 0.35 acres (15,269 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $647 (2026) |
| Deeds & Mortgages | Jul 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-09-30-4-002-019 |
| Primary APN | 16-09-30-4-002-019 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 1,680 sqft |
| Flooring | Hardwood |
| Interior Walls | Plywood |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 15,269 sqft (0.35 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Gravity Furnace |
| Account Number | 37434 |
|---|---|
| Street Address | 940 MCCAY AVE |
| City | ONEONTA |
| State | AL |
| Zip | 35121-2523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG SW COR OF BLK 3 STATON ADD PB 1/31 N 125 E 126 S 125 W 126 TO POB-- |
| Legal Range | 02E |
| Legal Township | 12S |
| Legal Section | 30 |
| Legal Subdivision | STATON ADD |
| Legal Block | 3 |
| Jurisdiction | BLOUNT AL |
| Township / Civil Division | ONEONTA |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 50105 |
940 McCay Ave is owned and occupied by an individual.
Source: Blount County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 940 MCCAY AVE, ONEONTA, AL 35121-2523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLOUNT AL |
| Property Address | 940 MCCAY AVE, ONEONTA, AL 35121-2523 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 940 MCCAY AVE, ONEONTA, AL 35121-2523 |
| Document Number | 2024/19458 |
|---|---|
| Date | Jul 30, 2024 |
| Book Page | 2024/19458 |
| Instrument | 10059159 |
| Name | THE HOMETOWN BANK OF ALABAMA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2039 |
The 2026 property tax bill for 940 McCay Ave was $647 with a homeowner's exemption, up 6.4% from the year before.
Source: Blount County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Blount County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $647.00 (+6.41%) Homeowner's exemption | ||
| 2025 | $608.00 | $14,820 (-) | $148,100 (-) Land $27,700 Building $120,400 |
| 2024 | $608.00 (+7.99%) Homeowner's exemption | $14,820 (+7.39%) Land $2,780 Building $12,040 | $148,100 (+7.47%) Land $27,700 Building $120,400 |
| 2023 | $563.00 (+6.23%) Homeowner's exemption | $13,800 (+5.5%) Land $2,780 Building $11,020 | $137,800 (+5.51%) Land $27,700 Building $110,100 |
| 2022 | $530.00 Homeowner's exemption | $13,080 Land $2,780 Building $10,300 | $130,600 Land $27,700 Building $102,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 940 McCay Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 940 McCay Ave is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ONEONTA, UB OF THE serves 19,971 people · EPA ID AL0000103 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Cable · Fiber in parts of the area | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures