914 Pearson St, Ferndale, MI 48220 Property Records

Oakland County property record for 914 Pearson St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,186 sqft · built 1926
Lot Size	0.112 acres (4,879 sqft)
Owner	Individual Name on Record
Last Sale	$256,000 (Feb 2023)
Tax Bill	$6,634 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-33-277-019`

Property Details

APN / Parcel Number

Primary APN	`24-25-33-277-019`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,186 sqft Living Area
1st Floor Area	791 sqft
Basement Area	791 sqft
Finished Basement	814 sqft
Unfinished Basement	791 sqft
Game Room	Game Room

Exterior

Year Built	Built 1926
Effective Year Built	Effective 2023
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,879 sqft (0.112 acres)
Lot Dimensions	121 ft deep x 40 ft wide
Garage Area	367 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	85 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	914 PEARSON ST
City	FERNDALE
State	MI
Zip	48220-3118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 33 RIDGEWAY SUB LOT 25
Legal Range	11E
Legal Township	01N
Legal Section	33
Legal Subdivision	RIDGEWAY
Legal Lot Number	25
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	4
Census Block	4008
Census Tract	173400

Owner

Source: Oakland County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	914 PEARSON ST, FERNDALE, MI 48220-3118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2023	Warranty Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE CO
Jan 14, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage REALI LOANS INC
Dec 11, 2017	Warranty Deed, Transfer · Conventional with PMI USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2023 · Amount on Record
Deed Sale	Feb 14, 2023 · Amount on Record
Prior Sale	Dec 11, 2017 · Amount on Record
Deed Document Number	202314759
Deed Book / Page	58421 / 788
Prior Transfer Date	Jul 10, 2021
Prior Transfer Doc	0000293572
Record Updated	Sep 20, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Feb 14, 2023
Property Address	914 PEARSON ST, FERNDALE, MI 48220-3118
Document Number	0000014759
Book / Page	58421 / 788
Map Reference	LB 27 PG 19
Instrument Date	Feb 9, 2023
Instrument	14759
Transaction Type	Transfer
Record Updated	Mar 1, 2023
Title Company	STERLING TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,920.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13108 BALFOUR AVE, HUNTINGTON WOODS, MI 48070-1701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 PEARSON ST, FERNDALE, MI 48220-3118

Mortgage

Document Number	0000014955
Date	Feb 15, 2023
Book Page	58422/708
Instrument	14955

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Jan 14, 2022
Property Address	914 PEARSON ST, FERNDALE, MI 48220-3118
Document Number	0000293572
Book / Page	57286 / 679
Map Reference	LB 27 PG 19
Instrument Date	Jul 10, 2021
Instrument	293572
Transaction Type	Transfer
Record Updated	Mar 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 PEARSON ST, FERNDALE, MI 48220-3118
Investor	Possibly a Property Investor

Mortgage

Document Number	0057286682
Date	Jan 14, 2022
Instrument	57286/682

Lender

Name	REALI LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	235 Months
Due	Aug 1, 2041

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Dec 11, 2017
Property Address	914 PEARSON ST, FERNDALE, MI 48220-3118
Document Number	0000225484
Book / Page	051372 / 000032
Instrument Date	Nov 17, 2017
Instrument	225484
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,685.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 W CAMBOURNE ST FERNDALE MI 482201201, FERNDALE, MI 48220-1201

Mortgage

Document Number	225485
Date	Dec 11, 2017
Book Page	051372/000034
Instrument	225485

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2047

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,634.00 (-6.98%) Homeowner's exemption	$136,180 (+24.9%)	$272,360 (+24.9%)
2024	$7,132.00 (+58.45%)
2023		$109,030	$218,060
2021	$4,501.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 847 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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