938 Pearson St, Ferndale, MI 48220 Property Records

Oakland County property record for 938 Pearson St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,031 sqft · built 1923
Lot Size	0.114 acres (4,966 sqft)
Owner	Individual Name on File
Last Sale	$178,500 (Jul 2017)
Tax Bill	$5,022 (2025)
Deeds & Mortgages	Jun 2021 Refinance Nov 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-33-277-016`

Property Details

APN / Parcel Number

Primary APN	`24-25-33-277-016`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,031 sqft Living Area
1st Floor Area	761 sqft
Basement Area	540 sqft
Unfinished Basement	540 sqft
Game Room	Game Room

Exterior

Year Built	Built 1923
Effective Year Built	Effective 2002
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,966 sqft (0.114 acres)
Lot Dimensions	124 ft deep x 40 ft wide
Garage Area	338 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	938 PEARSON ST
City	FERNDALE
State	MI
Zip	48220-3118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 33 RIDGEWAY SUB LOT 22
Legal Range	11E
Legal Township	01N
Legal Section	33
Legal Subdivision	RIDGEWAY
Legal Lot Number	22
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	4
Census Block	4008
Census Tract	173400

Owner

938 Pearson St is owned and occupied by an individual who acquired it in April 2021.

Source: Oakland County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	938 PEARSON ST, FERNDALE, MI 48220-3118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Intrafamily Transfer, Transfer · Stand-Alone Refinance CREDIT UNION ONE
Nov 2, 2018	Quit Claim Deed, Transfer Quitclaim
Jul 17, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2017 · Amount on File
Deed Sale	Jul 17, 2017 · Amount on File
Prior Sale	Aug 18, 2003 · Amount on File
Deed Document Number	2017135100
Deed Book / Page	50871 / 752
Last Transfer Date	Apr 16, 2021
Transfer Doc	0000144161
Record Updated	Oct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Jun 7, 2021
Property Address	938 PEARSON ST, FERNDALE, MI 48220-3118
Document Number	0000144161
Book / Page	56340 / 272
Map Reference	LB 27 PG 19
Instrument Date	Apr 16, 2021
Instrument	144161
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	938 PEARSON ST, FERNDALE, MI 48220-3118
Investor	Possibly a Property Investor

Mortgage

Document Number	0056340273
Date	Jun 7, 2021
Instrument	56340/273

Lender

Name	CREDIT UNION ONE
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	119 Months
Due	May 5, 2031

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Nov 2, 2018
Property Address	938 PEARSON ST, FERNDALE, MI 48220-3118
Document Number	0000178998
Book / Page	052322 / 000862
Instrument Date	Nov 1, 2018
Instrument	178998
Transaction Type	Transfer
Record Updated	Nov 29, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	946 PEARSON ST FERNDALE MI 482203118, FERNDALE, MI 48220-3118

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 17, 2017
Property Address	938 PEARSON ST, FERNDALE, MI 48220-3118
Document Number	0000135100
Book / Page	050871 / 000752
Instrument Date	Jul 6, 2017
Instrument	135100
Transaction Type	Transfer
Record Updated	Aug 1, 2017

Transaction

Amount	Amount on Record
Tax	$1,535.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	936 PEARSON ST FERNDALE MI 48220, FERNDALE, MI 48220

Tax Assessment & Valuation

The 2025 property tax bill for 938 Pearson St was $5,022 with a homeowner's exemption, down 2.9% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,022.00 (-2.92%) Homeowner's exemption	$127,790	$255,580
2024	$5,173.00
2023		$120,330	$240,660
2021	$4,887.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 938 Pearson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 938 Pearson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 847 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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