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9539 Pine Terrace Ct, Windermere, FL 34786 Property Records

Orange County property record for 9539 Pine Terrace Ct, Windermere, FL 34786 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1989
Square Footage2,026 sqft Living Area
Lot Size11,397 sqft (0.262 acres)
OccupancyOwner Occupied
Last Sale$400,000 (2021)
Tax Bill$7,626.00 (2025)

Property Details

APN / Parcel Number

Primary APN16-23-28-8078-02-370
Alternative APNs
  • 282316807802370
  • 284072
  • 288916
  • 293080

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,026 sqft Living Area
Gross Area2,592 sqft Gross Area
1st Floor2,026 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1989
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area11,397 sqft (0.262 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area462 sqft Garage
Total Buildings2 Total Buildings
Porch Area104 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address9539 PINE TERRACE CT
CityWINDERMERE
StateFL
Zip34786-8814
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSILVER WOODS PHASE FOUR 18/105 LOT 237
Legal Range28E
Legal Township23S
Legal Section16
Legal SubdivisionSILVER WOODS PH 4
Legal Phase4
Legal Tract8078
Legal Block2
Legal Lot Number237
JurisdictionORANGE FL
Minor Civil DivisionSOUTHWEST ORANGE
Census Blockgroup2
Census Block2028
Census Tract14809

Owner

Source: Orange County records · APN 16-23-28-8078-02-370

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address9539 PINE TERRACE CT, WINDERMERE, FL 34786-8814
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Oct 28, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 28, 2021 · Amount on Record
Deed SaleOct 28, 2021 · Amount on Record
Prior SaleMay 10, 2013 · Amount on Record
Deed Doc Number2021662014
Prior Transfer DateOct 22, 2021
Prior Transfer Doc0000662014
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Recording DateJul 24, 2026
Property Address9539 PINE TERRACE CT, WINDERMERE, FL 34786-8814
Document Number0000414287
Instrument DateJul 20, 2026
Instrument2026414287
Transaction TypeMortgage
Record UpdatedAug 06, 2026
Title CompanySIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

NameVerified Name
Address9539 PINE TERRACE CT, WINDERMERE, FL 34786-8814

Mortgage

Document Number0000414287,
DateJul 24, 2026
Instrument2026414287
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 01, 2046
Interest
Rate TypeFixed Rate
Rate6.47%
Initial TypeFixed Rate
Max Rate-1%

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address9539 PINE TERRACE CT, WINDERMERE, FL 34786-8814
Transaction TypeMortgage
Record UpdatedAug 01, 2022
Title CompanyWATSON TITLE SERVICES INC, WATSON TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address9539 PINE TERRACE CT, WINDERMERE, FL 34786-8814

Mortgage

Document Number0000662015
DateOct 28, 2021
Instrument20210662015
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$478,612 (+2.7%)$495,580 (-2.39%) Land $145,000 Building $350,580
2025$7,626.00 (+4.12%) Homeowner's exemption$466,029 (+5.99%)$507,710 (+15.47%) Land $145,000 Building $362,710
2024$7,324.00 (+7.17%)
2023$6,834.00 (+9.87%) Homeowner's exemption$439,704 (+20.91%) Land $145,000 Building $294,704$439,704 (+20.91%) Land $145,000 Building $294,704
2022$6,220.00$363,652 Land $135,000 Building $228,652$363,652 Land $135,000 Building $228,652

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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