9538 Pine Terrace Ct, Windermere, FL 34786 Property Records

Orange County property record for 9538 Pine Terrace Ct, Windermere, FL 34786 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1987
Square Footage2,082 sqft Living Area
Lot Size13,540 sqft (0.311 acres)
OccupancyOwner Occupied
Last Sale$295,900 (2016)
Tax Bill$5,069.00 (2025)

Property Details

APN / Parcel Number

Primary APN16-23-28-8078-02-400
Alternative APNs
  • 282316807802400
  • 284076
  • 288921
  • 293084

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,082 sqft Living Area
Gross Area2,592 sqft Gross Area
1st Floor2,026 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area13,540 sqft (0.311 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area462 sqft Garage
Porch Area104 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address9538 PINE TERRACE CT
CityWINDERMERE
StateFL
Zip34786-8814
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSILVER WOODS PHASE FOUR 18/105 LOT 240
Legal Range28E
Legal Township23S
Legal Section16
Legal SubdivisionSILVER WOODS PH 4
Legal Phase4
Legal Tract8078
Legal Block2
Legal Lot Number240
JurisdictionORANGE FL
Minor Civil DivisionSOUTHWEST ORANGE
Census Blockgroup2
Census Block2028
Census Tract14809

Owner

Source: Orange County records · APN 16-23-28-8078-02-400

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address9538 PINE TERRACE CT, WINDERMERE, FL 34786-8814
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2025Deed of Trust, Mortgage · Line of Credit
PARTNERS FCU
Feb 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 25, 2016 · Amount on Record
Deed SaleApr 25, 2016 · Amount on Record
Prior SaleNov 07, 1997 · Amount on Record
Deed Doc Number2016206736
Record RefreshedJun 08, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address9538 PINE TERRACE CT, WINDERMERE, FL 34786-8814
Transaction TypeMortgage
Record UpdatedSep 29, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address9538 PINE TERRACE CT, WINDERMERE, FL 34786-8814

Mortgage

Document Number0000540244
DateSep 17, 2025
Instrument20250540244
Lender
NamePARTNERS FCU
TypeCredit Union
AddressORLANDO, FL 32821
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 16, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address9538 PINE TERRACE CT, WINDERMERE, FL 34786-8814
Transaction TypeMortgage
Record UpdatedJan 03, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000092752
DateFeb 14, 2020
Instrument20200092752
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10271
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2050

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$318,393 (+2.7%)$484,090 (-2.26%) Land $145,000 Building $339,090
2025$5,069.00 (+4.8%) Homeowner's exemption$310,022 (+5.99%)$495,280 (+17.06%) Land $145,000 Building $350,280
2024$4,837.00 (+7.16%)
2023$4,514.00 (+4.18%) Homeowner's exemption$292,510 (+3%)$423,091 (+21.43%) Land $145,000 Building $278,091
2022$4,333.00 Homeowner's exemption$283,990$348,431 Land $135,000 Building $213,431

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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