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9515 Pine Terrace Ct, Windermere, FL 34786 Property Records

Orange County property record for 9515 Pine Terrace Ct, Windermere, FL 34786 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1990
Square Footage1,723 sqft Living Area
Lot Size13,674 sqft (0.314 acres)
OccupancyOwner Occupied
Last Sale$315,000 (2017)
Tax Bill$5,063.00 (2025)

Property Details

APN / Parcel Number

Primary APN16-23-28-8078-02-340
Alternative APNs
  • 282316807802340
  • 284069
  • 288913
  • 293076

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,723 sqft Living Area
Gross Area2,224 sqft Gross Area
1st Floor1,723 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1990
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area13,674 sqft (0.314 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area483 sqft Garage
Porch Area18 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address9515 PINE TERRACE CT
CityWINDERMERE
StateFL
Zip34786-8814
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSILVER WOODS PHASE FOUR 18/105 LOT 234
Legal Range28E
Legal Township23S
Legal Section16
Legal SubdivisionSILVER WOODS PH 4
Legal Phase4
Legal Tract8078
Legal Block2
Legal Lot Number234
JurisdictionORANGE FL
Minor Civil DivisionSOUTHWEST ORANGE
Census Blockgroup2
Census Block2028
Census Tract14809

Owner

Source: Orange County records · APN 16-23-28-8078-02-340

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address9515 PINE TERRACE CT, WINDERMERE, FL 34786-8814
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2022Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Feb 19, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
Feb 19, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
Feb 19, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
NEWREZ LLC
Jun 06, 2017Warranty Deed, Transfer · Veterans Administration Mortgage
HOMEOWNERS FINANCIAL GROUP USA LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 06, 2017 · Amount on Record
Deed SaleJun 06, 2017 · Amount on Record
Prior SaleSep 03, 2013 · Amount on Record
Deed Doc Number2017314749
Record RefreshedJun 08, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address9515 PINE TERRACE CT, WINDERMERE, FL 34786-8814
Transaction TypeMortgage
Record UpdatedSep 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address9515 PINE TERRACE CT, WINDERMERE, FL 34786-8814

Mortgage

Document Number0000528382
DateAug 30, 2022
Instrument20220528382
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueAug 01, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address9515 PINE TERRACE CT, WINDERMERE, FL 34786-8814
Transaction TypeMortgage
Record UpdatedJan 03, 2022
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address9515 PINE TERRACE CT, WINDERMERE, FL 34786-8814

Mortgage

Document Number0000099237
DateFeb 19, 2021
Instrument20210099237
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address9515 PINE TERRACE CT, WINDERMERE, FL 34786-8814
Transaction TypeMortgage
Record UpdatedMar 11, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address9515 PINE TERRACE CT, WINDERMERE, FL 34786-8814

Mortgage

Document Number20210099237
DateFeb 19, 2021
Instrument20210099237
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address9515 PINE TERRACE CT, WINDERMERE, FL 34786-8814
Document Number0000127069
Instrument DateFeb 19, 2020
Transaction TypeMortgage
Record UpdatedMar 31, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address9515 PINE TERRACE CT WINDERMERE FL 347868814, WINDERMERE, FL 34786-8814

Mortgage

Document Number0000127069
DateFeb 27, 2020
Instrument127069
Lender
NameNEWREZ LLC
AddressFORT WASHINGTON, PA 19034
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 26, 2050

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJun 06, 2017
Property Address9515 PINE TERRACE CT, WINDERMERE, FL 34786-8814
Document Number0000314749
Map ReferenceMB 18 PG 105&106
Instrument DateMay 24, 2017
Instrument20170314749
Transaction TypeTransfer
Record UpdatedJan 03, 2022
Title CompanyARTESIAN TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,205.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address9133 KILGORE RD, 9133, ORLANDO, FL 32836-5503

Transferred To (Grantee/Buyer)

NameVerified Name
Address9515 PINE TERRACE CT, WINDERMERE, FL 34786-8814

Mortgage

Document Number0000314750
DateJun 06, 2017
Instrument20170314750
Lender
NameHOMEOWNERS FINANCIAL GROUP USA LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2047

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$323,107 (+2.7%)$444,260 (-2.31%) Land $145,000 Building $299,260
2025$5,063.00 (+4.87%) Homeowner's exemption$314,612 (+5.99%)$454,760 (+14.3%) Land $145,000 Building $309,760
2024$4,828.00 (+7.22%)
2023$4,503.00 (+4.24%) Homeowner's exemption$296,840 (+3%)$397,848 (+20.12%) Land $145,000 Building $252,848
2022$4,320.00 Homeowner's exemption$288,194$331,218 Land $135,000 Building $196,218

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 35% of the US · above 10% of Florida
Wildfire LikelihoodAbout 1 in 2,778 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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