Orange County property record for 9520 Pine Terrace Ct, Windermere, FL 34786 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1989 |
| Square Footage | 2,084 sqft Living Area |
| Lot Size | 11,728 sqft (0.269 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $220,000 (2012) |
| Tax Bill | $3,858.00 (2025) |
| Primary APN | 16-23-28-8078-02-430 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,084 sqft Living Area |
| Gross Area | 2,653 sqft Gross Area |
| 1st Floor | 2,084 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 11,728 sqft (0.269 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 484 sqft Garage |
| Porch Area | 85 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Street Address | 9520 PINE TERRACE CT |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-8814 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SILVER WOODS PHASE FOUR 18/105 LOT 243 |
| Legal Range | 28E |
| Legal Township | 23S |
| Legal Section | 16 |
| Legal Subdivision | SILVER WOODS PH 4 |
| Legal Phase | 4 |
| Legal Tract | 8078 |
| Legal Block | 2 |
| Legal Lot Number | 243 |
| Jurisdiction | ORANGE FL |
| Minor Civil Division | SOUTHWEST ORANGE |
| Census Blockgroup | 2 |
| Census Block | 2028 |
| Census Tract | 14809 |
Source: Orange County records · APN 16-23-28-8078-02-430
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9520 PINE TERRACE CT, WINDERMERE, FL 34786-8814 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 18, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Aug 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SEACOAST NAT'L BK |
| Feb 10, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 19, 2012 · Amount on Record |
| Deed Sale | Jun 19, 2012 · Amount on Record |
| Prior Sale | Nov 11, 2003 · Amount on Record |
| Deed Doc Number | 2012322633 |
| Deed Book / Page | 10394 / 9358 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 9520 PINE TERRACE CT, WINDERMERE, FL 34786-8814 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000424016 |
|---|---|
| Date | Jul 18, 2018 |
| Instrument | 20180424016 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | EPHRATA, PA 17522 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Jul 03, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 9520 PINE TERRACE CT, WINDERMERE, FL 34786-8814 |
| Document Number | 0000451260 |
| Instrument Date | Aug 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 9520 PINE TERRACE CT WINDERMERE FL 347868814, WINDERMERE, FL 34786-8814 |
| Document Number | 0000451260 |
|---|---|
| Date | Aug 27, 2020 |
| Instrument | 451260 |
| Name | SEACOAST NAT'L BK |
|---|---|
| Type | Bank |
| Address | STUART, FL 34994 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 26, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 9520 PINE TERRACE CT, WINDERMERE, FL 34786-8814 |
| Document Number | 0000117501 |
| Instrument Date | Feb 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2018 |
| Name | Verified Name |
|---|---|
| Address | 9520 PINE TERRACE CT WINDERMERE FL 347868814, WINDERMERE, FL 34786-8814 |
| Document Number | 0000117501 |
|---|---|
| Date | Mar 06, 2017 |
| Instrument | 117501 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32835 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Mar 05, 2057 |
| Rate Type | Adjustable Rate |
|---|
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $242,513 (+2.7%) | $491,220 (-2.25%) Land $145,000 Building $346,220 | |
| 2025 | $3,858.00 (+5.44%) Homeowner's exemption | $236,137 (+5.99%) | $502,530 (+15.8%) Land $145,000 Building $357,530 |
| 2024 | $3,659.00 (+7.14%) | ||
| 2023 | $3,415.00 (+4.66%) Homeowner's exemption | $222,798 (+3%) | $433,961 (+21.93%) Land $145,000 Building $288,961 |
| 2022 | $3,263.00 Homeowner's exemption | $216,309 | $355,897 Land $135,000 Building $220,897 |
Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 35% of the US · above 10% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,778 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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