Missoula County property record for 9531 Cross St, Bonner, MT 59823
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,730 sqft · built 1940 |
| Lot Size | 0.285 acres (12,415 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $530,670 (Nov 2024) |
| Tax Bill | $3,134 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit May 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0444901 |
| Primary APN | R0444901 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,730 sqft Living Area |
| Gross Area | 1,900 sqft |
| 1st Floor Area | 1,236 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 12,415 sqft (0.285 acres) |
| View / Lot | Rural |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 234 sqft |
| Deck Area | 170 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000103305 |
|---|---|
| Street Address | 9531 CROSS ST |
| City | MISSOULA |
| State | MT |
| Zip | 59802-9550 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PETERSON ADDITION, S27, T13 N, R18 W, BLOCK 7, LOT 2 - 3, TO PILTZVILLE |
| Legal Subdivision | PETERSON ADDITION |
| Legal Block | 7 |
| Legal Lot Number | 2-3 |
| Jurisdiction | MISSOULA MT |
| Township / Civil Division | MISSOULA |
| Census Block Group | 2 |
| Census Block | 2157 |
| Census Tract | 1402 |
9531 Cross St is owned and occupied by two individuals who bought it in November 2024.
Source: Missoula County records, as of September 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9531 CROSS ST, MISSOULA, MT 59802-9550 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 15, 2023 | Deed of Trust, Mortgage · Line of Credit TRAILWEST BANK |
| May 10, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Jan 20, 2022 | Warranty Deed, Transfer · Line of Credit TRAILWEST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2024 · Amount on File |
| Deed Sale | Nov 21, 2024 · Amount on File |
| Prior Sale | May 10, 2023 |
| Deed Document Number | 202414632 |
| Deed Book / Page | 1106 / 1101 |
| Prior Transfer Date | May 9, 2023 |
| Prior Transfer Doc | 0010880569 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MISSOULA MT |
| Property Address | 9531 CROSS ST, MISSOULA, MT 59802-9550 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2023 |
| Title Company | TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0010930348 |
|---|---|
| Date | Sep 15, 2023 |
| Book Page | 1093/348 |
| Instrument | 202311655 |
| Name | TRAILWEST BANK |
|---|---|
| Type | Bank |
| Address | FRENCHTOWN, MT 59834 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 4 Months |
| Due | Jan 20, 2024 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MISSOULA MT |
| Recording Date | May 10, 2023 |
| Property Address | 9531 CROSS ST, MISSOULA, MT 59802-9550 |
| Document Number | 0010880569 |
| Book / Page | 1088 / 569 |
| Instrument Date | May 9, 2023 |
| Instrument | 202304876 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1518 JACKSON ST, MISSOULA, MT 59802-3831 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MISSOULA MT |
| Recording Date | Jan 20, 2022 |
| Property Address | 9531 CROSS ST, MISSOULA, MT 59802-9550 |
| Document Number | 0010700591 |
| Book / Page | 1070 / 591 |
| Instrument Date | Jan 18, 2022 |
| Instrument | 202201233 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2022 |
| Title Company | TITLE SERVICES, INC., TITLE SERVICES INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1055 W SUSSEX AVE STE B, B, MISSOULA, MT 59801-7969 |
| Document Number | 0202201234 |
|---|---|
| Date | Jan 20, 2022 |
| Instrument | 202201234 |
| Name | TRAILWEST BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 6 Months |
| Due | Jul 17, 2022 |
The 2025 property tax bill for 9531 Cross St was $3,134, up 23.1% from the year before.
Source: Missoula County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Missoula County |
| Elementary School District | Bonner Elementary School District (PK - 08) |
| Secondary School District | Missoula High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $487,600 (-) Land $71,660 Building $415,940 | $487,600 (-) Land $71,660 Building $415,940 | |
| 2025 | $3,134.00 (+23.14%) | $487,600 Land $71,660 Building $415,940 | $487,600 Land $71,660 Building $415,940 |
| 2024 | $2,545.00 (-1.74%) | ||
| 2023 | $2,590.00 | $276,980 | $276,980 Land $80,020 Building $196,960 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9531 Cross St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9531 Cross St is high, ranking above 80% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 80% of the US · above 69% of Montana |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BONNER HOUSING PWS SYSTEM private · serves 128 people · EPA ID MT0000467 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Also Mapped Here | MISSOULA WATER |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| CIS Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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