Missoula County property record for 9480 Cross St, Bonner, MT 59823
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,900 sqft · built 2006 |
| Lot Size | 0.138 acres (6,011 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (Oct 2006) |
| Tax Bill | $2,534 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R046454 |
| Primary APN | R046454 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,900 sqft Living Area |
| 1st Floor Area | 950 sqft |
| 2nd Floor Area | 950 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,011 sqft (0.138 acres) |
| View / Lot | Rural |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 28 sqft |
| Deck Area | 162 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0001762005 |
|---|---|
| Street Address | 9480 CROSS ST |
| City | MISSOULA |
| State | MT |
| Zip | 59802-9509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PILTZ ADDITION, S27, T13 N, R18 W, BLOCK 1, LOT PT OF 1, TRACT C IN SE4 SW4 & TRACT D |
| Legal Range | 18W |
| Legal Township | 13N |
| Legal Section | 27 |
| Legal Subdivision | PILTZ ADDITION |
| Legal Tract | C |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | MISSOULA MT |
| Township / Civil Division | MISSOULA |
| Census Block Group | 2 |
| Census Block | 2154 |
| Census Tract | 1402 |
9480 Cross St is owned by an individual who bought it in October 2006.
Source: Missoula County records, as of September 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 277, MILLTOWN, MT 59851-0277 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 27, 2006 · Amount on File |
| Deed Sale | Oct 27, 2006 · Amount on File |
| Deed Document Number | 200628006 |
| Deed Book / Page | 786 / 199 |
| Prior Transfer Date | Oct 20, 2006 |
| Prior Transfer Doc | 0007860199 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MISSOULA MT |
| Property Address | 9480 CROSS ST, MISSOULA, MT 59802-9509 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0010740406 |
|---|---|
| Date | Apr 14, 2022 |
| Book Page | 1074/406 |
| Instrument | 202206648 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2037 |
The 2025 property tax bill for 9480 Cross St was $2,534, down 27.7% from the year before.
Source: Missoula County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Missoula County |
| Elementary School District | Bonner Elementary School District (PK - 08) |
| Secondary School District | Missoula High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $413,165 (-) Land $57,915 Building $355,250 | $413,165 (-) Land $57,915 Building $355,250 | |
| 2025 | $2,534.00 (-27.66%) | $413,165 Land $57,915 Building $355,250 | $413,165 Land $57,915 Building $355,250 |
| 2024 | $3,503.00 (-1.21%) | ||
| 2023 | $3,546.00 | $381,145 | $381,145 Land $57,325 Building $323,820 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9480 Cross St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9480 Cross St is very high, ranking above 91% of the US, with a 0.6% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 91% of the US · above 91% of Montana |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MISSOULA WATER serves 68,200 people · EPA ID MT0000294 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| CIS Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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