Missoula County property record for 9560 Cross St, Bonner, MT 59823
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,128 sqft · built 1970 |
| Lot Size | 0.821 acres (35,763 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $583,737 (Oct 2026) |
| Tax Bill | $3,491 (2025) |
| Deeds & Mortgages | Oct 2026 Mortgage Mar 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R0464224 |
| Primary APN | R0464224 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,128 sqft Living Area |
| Gross Area | 3,256 sqft |
| 1st Floor Area | 1,984 sqft |
| Basement Area | 1,144 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Conventional |
| Exterior Material | Frame/Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 35,763 sqft (0.821 acres) |
| View / Lot | Rural |
| Garage Type | Detached |
| Garage Area | 644 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
| Porch Area | 128 sqft |
| Deck Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0001740203 |
|---|---|
| Street Address | 9560 CROSS ST |
| City | MISSOULA |
| State | MT |
| Zip | 59802-9510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PETERSON ADDITION, S27, T13 N, R18 W, BLOCK 6, LOT 6 - 7, TO PILTZVILLE |
| Legal Subdivision | PETERSON ADDITION |
| Legal Block | 6 |
| Legal Lot Number | 6-7 |
| Jurisdiction | MISSOULA MT |
| Township / Civil Division | MISSOULA |
| Census Block Group | 2 |
| Census Block | 2154 |
| Census Tract | 1402 |
9560 Cross St is owned and occupied by two individuals who bought it in October 2026.
Source: Missoula County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9560 CROSS ST, MISSOULA, MT 59802-9510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 9, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Mar 5, 2024 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 9, 2026 · Amount on File |
| Deed Sale | Oct 9, 2026 · Amount on File |
| Prior Sale | Oct 1, 2003 · Amount on File |
| Deed Document Number | 202616446 |
| Deed Book / Page | 1134 / 1309 |
| Prior Transfer Date | May 25, 2007 |
| Prior Transfer Doc | 0007980067 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MISSOULA MT |
| Recording Date | Oct 9, 2026 |
| Property Address | 9560 CROSS ST, MISSOULA, MT 59802-9510 |
| Document Number | 0000016446 |
| Book / Page | 1134 / 1309 |
| Instrument Date | Oct 6, 2026 |
| Instrument | 202616446 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2026 |
| Title Company | MONTANA TITLE AND ESCROW, MONTANA TITLE & ESCROW INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9560 CROSS ST, MISSOULA, MT 59802-9510 |
| Document Number | 0000016447, |
|---|---|
| Date | Oct 9, 2026 |
| Instrument | 202616447 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MISSOULA MT |
| Property Address | 9560 CROSS ST, MISSOULA, MT 59802-9510 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2024 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 9560 CROSS ST, MISSOULA, MT 59802-9510 |
| Document Number | 0010971320 |
|---|---|
| Date | Mar 5, 2024 |
| Book Page | 1097/1320 |
| Instrument | 202402251 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55343 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 16, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 9560 Cross St was $3,491, down 14.7% from the year before.
Source: Missoula County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Missoula County |
| Elementary School District | Bonner Elementary School District (PK - 08) |
| Secondary School District | Missoula High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $529,394 (-) Land $134,184 Building $395,210 | $529,394 (-) Land $134,184 Building $395,210 | |
| 2025 | $3,491.00 (-14.69%) | $529,394 Land $134,184 Building $395,210 | $529,394 Land $134,184 Building $395,210 |
| 2024 | $4,092.00 (-1.02%) | ||
| 2023 | $4,134.00 | $445,236 | $445,236 Land $90,526 Building $354,710 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9560 Cross St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9560 Cross St is very high, ranking above 91% of the US, with a 0.6% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 91% of the US · above 91% of Montana |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MISSOULA WATER serves 68,200 people · EPA ID MT0000294 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| CIS Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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