Missoula County property record for 9750 Cross St, Bonner, MT 59823
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,368 sqft · built 1955 |
| Lot Size | 0.252 acres (10,977 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $142,400 (Feb 2003) |
| Tax Bill | $2,852 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0456115 |
| Primary APN | R0456115 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,368 sqft Living Area |
| Gross Area | 2,736 sqft |
| 1st Floor Area | 1,368 sqft |
| Basement Area | 1,368 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,977 sqft (0.252 acres) |
| View / Lot | Rural |
| Garage Type | Detached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 64 sqft |
| Deck Area | 258 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0001036607 |
|---|---|
| Street Address | 9750 CROSS ST |
| City | MISSOULA |
| State | MT |
| Zip | 59802-9570 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAPOINT ADDITION, S27, T13 N, R18 W, BLOCK E, LOT 6, LOT 7 COS 5923 |
| Legal Range | 18W |
| Legal Township | 13N |
| Legal Section | 27 |
| Legal Subdivision | LAPOINT ADDITION |
| Legal Block | E |
| Legal Lot Number | 6 |
| Jurisdiction | MISSOULA MT |
| Township / Civil Division | MISSOULA |
| Census Block Group | 2 |
| Census Block | 2154 |
| Census Tract | 1402 |
Source: Missoula County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9750 CROSS ST, MISSOULA, MT 59802-9570 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 11, 2021 | Deed of Trust, Mortgage · ARM LOANDEPOT.COM LLC |
| Oct 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 26, 2003 · Amount on Record |
| Deed Sale | Feb 26, 2003 · Amount on Record |
| Deed Document Number | 20036776 |
| Deed Book / Page | 700 / 371 |
| Prior Transfer Date | Jan 21, 2003 |
| Prior Transfer Doc | 0007000370 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MISSOULA MT |
| Property Address | 9750 CROSS ST, MISSOULA, MT 59802-9570 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0010610614 |
|---|---|
| Date | Aug 11, 2021 |
| Book Page | 1061/614 |
| Instrument | 202120484 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2026 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.12% |
| Index | 6-Month LIBOR |
| Max Rate | 4.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MISSOULA MT |
| Property Address | 9750 CROSS ST, MISSOULA, MT 59802-9570 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0010200779 |
|---|---|
| Date | Oct 23, 2019 |
| Book Page | 1020/0779 |
| Instrument | 201918444 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2039 |
Source: Missoula County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Missoula County |
| Elementary School District | Bonner Elementary School District (PK - 08) |
| Secondary School District | Missoula High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $452,400 (-) Land $68,577 Building $383,823 | $452,400 (-) Land $68,577 Building $383,823 | |
| 2025 | $2,852.00 (+5.98%) | $452,400 (+54.51%) Land $68,577 Building $383,823 | $452,400 (+54.51%) Land $68,577 Building $383,823 |
| 2024 | $2,691.00 (-1.61%) | ||
| 2023 | $2,735.00 | $292,789 | $292,789 Land $74,929 Building $217,860 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 76% of Montana |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MISSOULA WATER serves 68,200 people · EPA ID MT0000294 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| CIS Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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