9750 Cross St, Bonner, MT 59823 Property Records

Missoula County property record for 9750 Cross St, Bonner, MT 59823

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,368 sqft · built 1955
Lot Size0.252 acres (10,977 sqft)
OwnerIndividual Name on Record
Last Sale$142,400 (Feb 2003)
Tax Bill$2,852 (2025)
Deeds & MortgagesAug 2021 Mortgage
Oct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNR0456115

Property Details

APN / Parcel Number

Primary APNR0456115
Alternative APNs
  • 04-2201-27-1-05-03-0000
  • 0001036607
  • 1036607

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,368 sqft Living Area
Gross Area2,736 sqft
1st Floor Area1,368 sqft
Basement Area1,368 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1980
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area10,977 sqft (0.252 acres)
View / LotRural
Garage TypeDetached
Garage Area500 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area64 sqft
Deck Area258 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number0001036607
Street Address9750 CROSS ST
CityMISSOULA
StateMT
Zip59802-9570
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAPOINT ADDITION, S27, T13 N, R18 W, BLOCK E, LOT 6, LOT 7 COS 5923
Legal Range18W
Legal Township13N
Legal Section27
Legal SubdivisionLAPOINT ADDITION
Legal BlockE
Legal Lot Number6
JurisdictionMISSOULA MT
Township / Civil DivisionMISSOULA
Census Block Group2
Census Block2154
Census Tract1402

Owner

Source: Missoula County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9750 CROSS ST, MISSOULA, MT 59802-9570
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2021Deed of Trust, Mortgage · ARM
LOANDEPOT.COM LLC
Oct 23, 2019Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 26, 2003 · Amount on Record
Deed SaleFeb 26, 2003 · Amount on Record
Deed Document Number20036776
Deed Book / Page700 / 371
Prior Transfer DateJan 21, 2003
Prior Transfer Doc0007000370
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMISSOULA MT
Property Address9750 CROSS ST, MISSOULA, MT 59802-9570
Transaction TypeMortgage
Record UpdatedSep 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010610614
DateAug 11, 2021
Book Page1061/614
Instrument202120484
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueSep 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.12%
AdjustableAdjustable Rate Rider
Type Change DateSep 1, 2026
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change4.12%
Index6-Month LIBOR
Max Rate4.12%

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMISSOULA MT
Property Address9750 CROSS ST, MISSOULA, MT 59802-9570
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010200779
DateOct 23, 2019
Book Page1020/0779
Instrument201918444
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueNov 1, 2039

Tax Assessment & Valuation

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMontana
CountyMissoula County
Elementary School DistrictBonner Elementary School District (PK - 08)
Secondary School DistrictMissoula High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$452,400 (-) Land $68,577 Building $383,823$452,400 (-) Land $68,577 Building $383,823
2025$2,852.00 (+5.98%)$452,400 (+54.51%) Land $68,577 Building $383,823$452,400 (+54.51%) Land $68,577 Building $383,823
2024$2,691.00 (-1.61%)
2023$2,735.00$292,789$292,789 Land $74,929 Building $217,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 83% of the US · above 76% of Montana
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMISSOULA WATER
serves 68,200 people · EPA ID MT0000294
Water SourceGroundwater
Last State InspectionOct 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
CIS
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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