9524 Bone Bluff Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 9524 Bone Bluff Dr, Navarre, FL 32566 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,903 sqft · built 1999
Lot Size	1.29 acres (56,541 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Mar 2024)
Tax Bill	$3,573 (2024)
Flood Zone	Zone AE (high risk)
APN	`11-2S-26-5689-00700-0210`

Property Details

APN / Parcel Number

Primary APN	`11-2S-26-5689-00700-0210`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,903 sqft Heated Area
Gross Area	5,441 sqft
1st Floor Area	2,903 sqft
Upper Floors Area	998 sqft
Attic	Attic
Attic Area	36 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Metal
Lot Area	56,541 sqft (1.29 acres)
Lot Dimensions	5,600 ft deep x 1,010 ft wide
Garage Area	475 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	1,688 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	112S265689007000210
Street Address	9524 BONE BLUFF DR
City	NAVARRE
State	FL
Zip	32566-2544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 BLK 7 WHISPERING PINES ESTATES AS DES IN OR 4486 PG 687
Legal Range	26W
Legal Township	02S
Legal Section	11
Legal Subdivision	WHISPERING PINES ESTATES
Legal Block	7
Legal Lot Number	21
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	2
Census Block	2001
Census Tract	10828

Owner

Source: Santa Rosa County records · APN 11-2S-26-5689-00700-0210

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	2 Verified Secondary Owners
Mailing Address	9524 BONE BLUFF DR, NAVARRE, FL 32566-2544
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	4 Verified Names on Deed
Last Sale	Mar 25, 2024 · Amount on Record
Deed Sale	Mar 25, 2024 · Amount on Record
Prior Sale	May 03, 2004
Deed Document Number	202412838
Deed Book / Page	4486 / 687
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,573.00 (+14.41%) Homeowner's exemption Disabled Person's exemption	$325,921 (+16.3%)	$449,496 (+10.39%) Land $90,000 Building $359,496
2023	$3,123.00 (+2.8%) Homeowner's exemption	$280,241 (+3%)	$407,175 (+1.54%) Land $90,000 Building $317,175
2022	$3,038.00 Homeowner's exemption	$272,079	$401,015 Land $90,000 Building $311,015

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	About 1 in 433 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.