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9515 Bone Bluff Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 9515 Bone Bluff Dr, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,305 sqft · built 1986
Lot Size1.01 acres (43,996 sqft)
Owner2 Individual Names on Record
Last Sale$232,000 (Feb 2018)
Tax Bill$2,190 (2024)
Deeds & MortgagesFeb 2018 Sale
May 2017 Transfer
Flood ZoneZone X (minimal risk)
APN11-2S-26-5689-00500-0080

Property Details

APN / Parcel Number

Primary APN11-2S-26-5689-00500-0080
Alternative APN
  • S262115689005000080

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,305 sqft Living Area
Gross Area3,422 sqft
1st Floor Area2,305 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area43,996 sqft (1.01 acres)
Garage TypeAttached
Garage Area567 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

PorchFlorida Room
Porch Area319 sqft
Shed1 Shed
Shed Area1 sqft
Gazebo1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address9515 BONE BLUFF DR
CityNAVARRE
StateFL
Zip32566-2545
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionWHISPERING PINES ESTATES LOT 8 BLK 5 AS DES IN OR 3702 PG 501
Legal Range26W
Legal Township2S
Legal Section11
Legal SubdivisionWHISPERING PINES/REV
Legal Block5
Legal Lot Number8
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group2
Census Block2003
Census Tract10828

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9515 BONE BLUFF DR, NAVARRE, FL 32566-2545
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 15, 2018Warranty Deed, Transfer
ATTORNEY ONLY
May 4, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 15, 2018 · Amount on Record
Deed SaleFeb 15, 2018 · Amount on Record
Deed Document Number20185897
Deed Book / Page3702 / 501
Prior Transfer DateMay 4, 2017
Prior Transfer Doc0036211723
Record UpdatedJun 8, 2026

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateFeb 15, 2018
Property Address9515 BONE BLUFF DR, NAVARRE, FL 32566-2545
Document Number0037020501
Book / Page003702 / 000501
Instrument DateFeb 15, 2018
Instrument5897
Transaction TypeTransfer
Record UpdatedMar 6, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,624.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1901 MEADOW LN FORT WALTON BEACH FL 32547, FORT WALTON BEACH, FL 32547

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA ROSA FL
Recording DateMay 4, 2017
Property Address9515 BONE BLUFF DR, NAVARRE, FL 32566-2545
Document Number0036211723
Book / Page003621 / 001723
Instrument DateMay 4, 2017
Instrument17783
Transaction TypeTransfer
Record UpdatedJul 11, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address9515 BONE BLUFF DR NAVARRE FL 325662545, NAVARRE, FL 32566-2545

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$237,379 (+5.99%)$347,644 (+10.34%) Land $100,000 Building $247,644
2024$2,190.00 (+1.96%)
2023$2,148.00 Homeowner's exemption$223,970$315,066 Land $80,000 Building $235,066

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 114 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies114 in force
Nearby Flood Claims10 (2004–2024)
Claims Outside the SFHA3 of 10
Most Recent ClaimJun 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 7 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 48% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Mediacom Xtream
Cable		1,000 / 50

May also be available: T-Mobile.

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