9503 Bone Bluff Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 9503 Bone Bluff Dr, Navarre, FL 32566 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2001
Square Footage2,422 sqft Living Area
Lot Size47,480 sqft (1.09 acres)
OccupancyOwner Occupied
Last Sale$235,000 (2010)
Tax Bill$3,022.00 (2024)

Property Details

APN / Parcel Number

Primary APN11-2S-26-5689-00500-0070
Alternative APN
  • S262115689005000070

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,422 sqft Living Area
Gross Area3,231 sqft Gross Area
1st Floor2,422 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2001
Exterior MaterialBrick Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialWood Shingle Roof
Lot Area47,480 sqft (1.09 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area529 sqft Garage
Shed1 Shed
Shed Area1 sqft Shed
Porch Area280 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address9503 BONE BLUFF DR
CityNAVARRE
StateFL
Zip32566-2545
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWHISPERING PINES ESTATES LOT 7 BLK 5 AS DES IN OR 4122 PG 785
Legal Range26W
Legal Township2S
Legal Section11
Legal SubdivisionWHISPERING PINES/REV
Legal Block5
Legal Lot Number7
JurisdictionSANTA ROSA FL
Minor Civil DivisionHOLLEY-NAVARRE
Census Blockgroup2
Census Block2003
Census Tract10828

Owner

Source: Santa Rosa County records · APN 11-2S-26-5689-00500-0070

Assessment roll updated December 8, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address9503 BONE BLUFF DR, NAVARRE, FL 32566-2545
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 01, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jul 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
May 24, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 17, 2010 · Amount on Record
Deed SaleNov 17, 2010 · Amount on Record
Deed Doc Number201044585
Deed Book / Page3019 / 2000
Last Transfer DateMay 24, 2021
Transfer Doc0041220785
Record RefreshedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Recording DateMay 01, 2026
Property Address9503 BONE BLUFF DR, NAVARRE, FL 32566-2545
Document Number0000021856
Book / Page4738 / 1861
Instrument DateApr 27, 2026
Instrument202621856
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address9503 BONE BLUFF DR, NAVARRE, FL 32566-2545

Mortgage

Document Number0000021856,
DateMay 01, 2026
Book Page4738/1861
Instrument202621856
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 01, 2046
Interest
Rate TypeFixed Rate
Rate6.38%
Initial TypeFixed Rate
Max Rate-1%

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address9503 BONE BLUFF DR, NAVARRE, FL 32566-2545
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address9503 BONE BLUFF DR, NAVARRE, FL 32566-2545

Mortgage

Document Number0041461890
DateJul 12, 2021
Book Page4146/1890
Instrument202146503
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2051

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA ROSA FL
Recording DateMay 24, 2021
Property Address9503 BONE BLUFF DR, NAVARRE, FL 32566-2545
Document Number0041220785
Book / Page4122 / 785
Instrument DateMay 24, 2021
Instrument202134440
Transaction TypeTransfer
Record UpdatedJul 26, 2021

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9503 BONE BLUFF DR, NAVARRE, FL 32566-2545

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$293,143 (+2.77%)$364,321 (+2.69%) Land $100,000 Building $264,321
2024$3,022.00 (+5.33%) Homeowner's exemption$285,241 (+5.42%)$354,773 (+6.95%) Land $100,000 Building $254,773
2023$2,869.00 (+7.78%) Homeowner's exemption Additional exemption filed$270,579 (+8.14%)$331,730 (+11.66%) Land $80,000 Building $251,730
2022$2,662.00 Homeowner's exemption Additional exemption filed$250,211$297,094 Land $50,000 Building $247,094

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 69% of the US · above 49% of Florida
Wildfire LikelihoodAbout 1 in 433 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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