9506 Bone Bluff Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 9506 Bone Bluff Dr, Navarre, FL 32566 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1989
Square Footage	2,859 sqft Living Area
Lot Size	58,109 sqft (1.33 acres)
Occupancy	Owner Occupied
Last Sale	$264,000 (2014)
Tax Bill	$2,681.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`11-2S-26-5689-00700-0240`
Alternative APN	`S262115689007000240`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,859 sqft Living Area
Gross Area	3,699 sqft Gross Area
1st Floor	2,859 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Brick Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	58,109 sqft (1.33 acres)
Depth X Width	570 ft x 102 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	525 sqft Garage
Shed	1 Shed
Shed Area	1 sqft Shed
Porch Area	315 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	9506 BONE BLUFF DR
City	NAVARRE
State	FL
Zip	32566-2544
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	WHISPERING PINES EST LOT 24 BLK 7 AS DES IN OR 3337 PG 1632
Legal Range	26W
Legal Township	2S
Legal Section	11
Legal Subdivision	WHISPERING PINES/REV
Legal Block	7
Legal Lot Number	24
Jurisdiction	SANTA ROSA FL
Minor Civil Division	HOLLEY-NAVARRE
Census Blockgroup	2
Census Block	2001
Census Tract	10828

Owner

Source: Santa Rosa County records · APN 11-2S-26-5689-00700-0240

Assessment roll updated December 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9506 BONE BLUFF DR, NAVARRE, FL 32566-2544
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 13, 2014 · Amount on Record
Deed Sale	Mar 13, 2014 · Amount on Record
Prior Sale	Oct 21, 2013 · Amount on Record
Deed Doc Number	20148221
Deed Book / Page	3329 / 1260
Prior Transfer Date	Feb 28, 2014
Prior Transfer Doc	0033371632
Record Refreshed	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	9506 BONE BLUFF DR, NAVARRE, FL 32566-2544
Document Number	0039441711
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	9506 BONE BLUFF DR NAVARRE FL 325662544, NAVARRE, FL 32566-2544

Mortgage

Document Number	0039441711
Date	Apr 30, 2020
Book Page	003944/001711
Instrument	20255

Lender

Name	MORTGAGE ONE/SOUTH
Type	Mortgage Company
Address	FORT WALTON BEACH, FL 32548

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2050

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$259,895 (+2.9%)	$418,301 (+9.26%) Land $115,000 Building $303,301
2024	$2,681.00 (+11.99%) Homeowner's exemption	$252,570 (+11.86%)	$382,847 (+6.53%) Land $90,000 Building $292,847
2023	$2,394.00 (+2.88%) Homeowner's exemption	$225,796 (+3%)	$359,377 (+3.39%) Land $90,000 Building $269,377
2022	$2,327.00 Homeowner's exemption	$219,219	$347,590 Land $90,000 Building $257,590

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	About 1 in 433 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.