951 E 3rd St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 951 E 3rd St, Mishawaka, IN 46544 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,663 sqft · built 1892
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$192,850 (Feb 2024)
Tax Bill	$2,024 (2024)
Deeds & Mortgages	Nov 2015 Mortgage Jun 2007 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-253-011.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-253-011.000-023`
Alternative APN	`01610311273`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,663 sqft Living Area
Gross Area	2,287 sqft
1st Floor Area	2,531 sqft
Attic	Attic
Attic Area	569 sqft
Basement Area	543 sqft

Exterior

Year Built	Built 1892
Effective Year Built	Effective 1984
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	951 E 3RD ST
City	MISHAWAKA
State	IN
Zip	46544-2738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 WARDS 1ST ADD
Legal Subdivision	WARDS 1ST ADD
Legal Lot Number	14
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	3
Census Block	3022
Census Tract	10300

Owner

Source: St. Joseph County records · APN 71-09-15-253-011.000-023

Assessment roll updated March 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	951 E 3RD ST, MISHAWAKA, IN 46544-2738
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2015	Deed of Trust, Mortgage · Conventional Mortgage TEACHERS CU
Jun 04, 2007	Deed of Trust, Mortgage · Conventional Mortgage CITICORP TRUST BANK FSB
Feb 16, 2024	Warranty Deed, Transfer · Conventional Mortgage NOTRE DAME FCU
Feb 16, 2024	Warranty Deed, Transfer · Conventional Mortgage NOTRE DAME FCU
Jul 25, 2023	Transfer on Death Deed, Transfer
Nov 01, 2023	Transfer on Death Deed, Transfer
Jul 11, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 16, 2024 · Amount on Record
Deed Sale	Feb 16, 2024 · Amount on Record
Deed Document Number	20243439
Prior Transfer Date	Jul 05, 2022
Prior Transfer Doc	0000020186
Record Updated	Sep 20, 2026

November 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	951 E 3RD ST, MISHAWAKA, IN 46544-2738
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001530131
Date	Nov 10, 2015
Instrument	1530131

Lender

Name	TEACHERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	156 Months
Due	Nov 09, 2028

Interest

Rate Type	Fixed Rate

June 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	951 E 3RD ST, MISHAWAKA, IN 46544-2738
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000721545
Date	Jun 04, 2007
Instrument	0721545

Lender

Name	CITICORP TRUST BANK FSB
Type	Subprime Lender
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 01, 2027

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Feb 16, 2024
Property Address	951 E 3RD ST, MISHAWAKA, IN 46544-2738
Document Number	0002403439
Map Reference	PLAT 7 BK 36
Instrument Date	Feb 13, 2024
Instrument	2403439
Transaction Type	Transfer
Record Updated	Mar 13, 2024
Title Company	MTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	951 E 3RD ST, MISHAWAKA, IN 46544-2738

Mortgage

Document Number	0002403440
Date	Feb 16, 2024
Instrument	2403440

Lender

Name	NOTRE DAME FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2054

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Feb 16, 2024
Property Address	951 E 3RD ST, MISHAWAKA, IN 46544-2738
Document Number	0002403439
Map Reference	PLAT 7 BK 36
Instrument Date	Feb 13, 2024
Instrument	2403439
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	MTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	951 E 3RD ST, MISHAWAKA, IN 46544-2738

Mortgage

Document Number	0002403440
Date	Feb 16, 2024
Instrument	2403440

Lender

Name	NOTRE DAME FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2054

July 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jul 25, 2023
Property Address	951 E 3RD ST, MISHAWAKA, IN 46544-2738
Document Number	0002316752
Instrument Date	Jul 05, 2023
Instrument	2316752
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20238 LORENZO AVE, PORT CHARLOTTE, FL 33952-3821

November 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Nov 01, 2023
Property Address	951 E 3RD ST, MISHAWAKA, IN 46544-2738
Document Number	0002326001
Instrument Date	Jul 05, 2023
Instrument	2326001
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20238 LORENZO AVE, PORT CHARLOTTE, FL 33952-3821

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH IN
Recording Date	Jul 11, 2022
Property Address	951 E 3RD ST, MISHAWAKA, IN 46544-2738
Document Number	0002220186
Instrument Date	May 24, 2022
Instrument	2220186
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	951 E 3RD ST, MISHAWAKA, IN 46544-2738

Tax Assessment & Valuation

Source: St. Joseph County records · Assessment roll updated March 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$180,700 (+13.86%) Land $35,100 Building $145,600	$180,700 (+13.86%) Land $35,100 Building $145,600
2024	$2,024.00 (+11.39%)
2023	$1,817.00 (-33.44%)	$158,700 (-1.86%) Land $35,100 Building $123,600	$158,700 (-1.86%) Land $35,100 Building $123,600
2022	$2,730.00 (+74.11%) Homeowner's exemption	$161,700 Land $35,100 Building $126,600	$161,700 Land $35,100 Building $126,600
2021	$1,568.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Joseph County (18141C), updated December 15, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 505 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
Mercury Broadband	Fixed Wireless (licensed-by-rule)	150 / 20

May also be available at this address: AT&T, Fourway Computer Products. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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