1001 E 3rd St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 1001 E 3rd St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1922
Lot Size	0.127 acres (5,544 sqft)
Owner	Individual Name on File
Tax Bill	$1,249 (2024)
Deeds & Mortgages	Jun 2023 Mortgage Apr 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-253-013.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-253-013.000-023`
Alternative APN	`01610321309`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Basement Area	960 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1968
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	5,544 sqft (0.127 acres)
Lot Dimensions	132 ft deep x 42 ft wide
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01610321309
Street Address	1001 E 3RD ST
City	MISHAWAKA
State	IN
Zip	46544-2736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	26'W SIDE LOT 9 BLK 23 COMMISSIONERS SUB OF FARM LOT 23 & LOT D WARDS 1ST ADD
Legal Subdivision	COMMISSIONERS SUB
Legal Block	23
Legal Lot Number	9,23,D
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	3
Census Block	3022
Census Tract	10300

Owner

1001 E 3rd St is owned and occupied by an individual who acquired it in April 2004.

Source: St. Joseph County records, as of March 6, 2026

Owner of Record	Individual Name on File
Mailing Address	1001 E 3RD ST, MISHAWAKA, IN 46544-2736
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Deed of Trust, Mortgage · FHA Mortgage HUD
Apr 22, 2025	Deed of Trust, Mortgage · FHA Mortgage HUD
Nov 30, 2007	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Dec 2, 2005	Deed of Trust, Mortgage · ARM AMERIQUEST MORTGAGE CO
Aug 7, 2024	Deed of Trust, Mortgage HUD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2004
Deed Sale	Apr 29, 2004
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1001 E 3RD ST, MISHAWAKA, IN 46544-2736
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002313911
Date	Jun 26, 2023
Instrument	2313911

Lender

Name	HUD
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Sep 1, 2051

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1001 E 3RD ST, MISHAWAKA, IN 46544-2736
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002509049
Date	Apr 22, 2025
Instrument	2509049

Lender

Name	HUD
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	468 Months
Due	Aug 1, 2064

November 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1001 E 3RD ST, MISHAWAKA, IN 46544-2736
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	TOWNE AND COUNTRY LAND TITLE, TOWN & COUNTRY LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000746599
Date	Nov 30, 2007
Instrument	0746599

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	BIRMINGHAM, MI 48009

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2037

December 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1001 E 3RD ST, MISHAWAKA, IN 46544-2736
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000555472
Date	Dec 2, 2005
Instrument	0555472

Lender

Name	AMERIQUEST MORTGAGE CO
Type	Subprime Lender
Address	ORANGE, CA 92868

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	10.2%
Type Change Date	Dec 1, 2007
Change Frequency	6 Months
Min Rate At Change	10.2%
Max Rate At Change	12.2%
Index	6-Month LIBOR
Max Rate	16.2%

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1001 E 3RD ST, MISHAWAKA, IN 46544-2736
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002418123
Date	Aug 7, 2024
Instrument	2418123

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount on Record
Term	480 Months
Due	Aug 1, 2064

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$101,500 Land $22,300 Building $79,200	$101,500 Land $22,300 Building $79,200
2024	$1,249.00 (+4%)
2023	$1,201.00 (+0.33%)	$107,700 (-) Land $22,300 Building $85,400	$107,700 (-) Land $22,300 Building $85,400
2022	$1,197.00 Homeowner's exemption	$107,700 Land $22,300 Building $85,400	$107,700 Land $22,300 Building $85,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1001 E 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1001 E 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Fourway.

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