948 E 3rd St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 948 E 3rd St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 884 sqft · built 1921
Lot Size	0.188 acres (8,184 sqft)
Owner	Individual Name on Record
Tax Bill	$987 (2024)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2007 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-252-033.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-252-033.000-023`
Alternative APN	`01610311260`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	884 sqft Living Area
Gross Area	2,652 sqft
1st Floor Area	2,652 sqft
Attic	Attic
Attic Area	884 sqft
Basement Area	884 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1962
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	8,184 sqft (0.188 acres)
Lot Dimensions	132 ft deep x 62 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	948 E 3RD ST
City	MISHAWAKA
State	IN
Zip	46544-2739
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	22 FT E SIDE LOT 10 & 22 FT W SIDE LOT 11 WARDS 1ST ADD & 18 FT W, SIDE OF E 44 FT LOT 11
Legal Subdivision	WARDS 1ST ADD
Legal Lot Number	10,22
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	3
Census Block	3018
Census Tract	10300

Owner

Source: St. Joseph County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	948 E 3RD ST, MISHAWAKA, IN 46544-2739
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage CHIPHONE FCU
Apr 10, 2007	Deed of Trust, Mortgage · Line of Credit 1ST SOURCE BANK
Feb 18, 2011	Deed of Trust, Mortgage · Reverse Mortgage GENERATION MORTGAGE CO
Oct 3, 2006	Deed of Trust, Mortgage · Line of Credit 1ST SOURCE BANK
Apr 9, 2025	Quit Claim Deed, Transfer Quitclaim
Mar 22, 2005	Trustee's Deed, Foreclosure · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2025
Deed Sale	Apr 9, 2025
Prior Sale	Mar 22, 2005 · Amount on Record
Deed Document Number	20257944
Prior Transfer Date	Apr 3, 2025
Prior Transfer Doc	0000007944
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	948 E 3RD ST, MISHAWAKA, IN 46544-2739
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002527632
Date	Oct 30, 2025
Instrument	2527632

Lender

Name	CHIPHONE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

April 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	948 E 3RD ST, MISHAWAKA, IN 46544-2739
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000713653
Date	Apr 10, 2007
Instrument	0713653

Lender

Name	1ST SOURCE BANK
Type	Bank
Address	00000

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	948 E 3RD ST, MISHAWAKA, IN 46544-2739
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	NATIONS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001105123
Date	Feb 18, 2011
Instrument	1105123

Lender

Name	GENERATION MORTGAGE CO
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	927 Months
Due	May 24, 2088

Interest

Rate Type	Fixed Rate
Change Frequency	Monthly

October 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	948 E 3RD ST, MISHAWAKA, IN 46544-2739
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000642973
Date	Oct 3, 2006
Instrument	0642973

Lender

Name	1ST SOURCE BANK
Type	Bank
Address	00000

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Apr 9, 2025
Property Address	948 E 3RD ST, MISHAWAKA, IN 46544-2739
Document Number	0002507944
Map Reference	PB 7 PG 36
Instrument Date	Apr 3, 2025
Instrument	2507944
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	948 E 3RD ST, MISHAWAKA, IN 46544-2739

March 2005: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Mar 22, 2005
Property Address	948 E 3RD ST, MISHAWAKA, IN 46544-2739
Document Number	0000511885
Instrument Date	Mar 15, 2005
Instrument	0511885
Transaction Type	Foreclosure
Record Updated	Jun 23, 2026
Title Company	MERIDIAN TITLE CORP

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9

Mortgage

Document Number	0000511886
Date	Mar 22, 2005
Instrument	0511886

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	DALLAS, TX 75202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2035

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$102,400 (-5.36%) Land $33,000 Building $69,400	$102,400 (-5.36%) Land $33,000 Building $69,400
2024	$987.00 (+23.22%)
2023	$801.00 (-15.95%)	$108,200 (-2.26%) Land $33,000 Building $75,200	$108,200 (-2.26%) Land $33,000 Building $75,200
2022	$953.00	$110,700 Land $33,000 Building $77,700	$110,700 Land $33,000 Building $77,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Fourway.

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