1003 E 3rd St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 1003 E 3rd St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,268 sqft · built 1892
Lot Size	0.151 acres (6,600 sqft)
Owner	Company Name on Record
Tax Bill	$1,163 (2024)
Deeds & Mortgages	Apr 2017 Mortgage Jul 2009 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-253-044.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-253-044.000-023`
Alternative APN	`01610311274`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,268 sqft Living Area
Basement Area	250 sqft

Exterior

Year Built	Built 1892
Effective Year Built	Effective 1968
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	6,600 sqft (0.151 acres)
Lot Dimensions	132 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01610311274
Street Address	1003 E 3RD ST
City	MISHAWAKA
State	IN
Zip	46544-2736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 WARDS 1ST ADD
Legal Subdivision	WARDS 1ST ADD
Legal Lot Number	13
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	3
Census Block	3022
Census Tract	10300

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1003 E 3RD ST, MISHAWAKA, IN 46544-2736
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2017	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT COM LLC
Jul 23, 2009	Deed of Trust, Mortgage · FHA Mortgage LIBERTY MORTGAGE INC
Aug 26, 2024	Warranty Deed, Transfer
Jun 15, 2009	Warranty Deed, Transfer · FHA Mortgage LIBERTY MORTGAGE INC
Feb 4, 2008	Sheriff's Deed, Foreclosure
May 24, 2006	Warranty Deed, Transfer · ARM BNC MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2024
Deed Sale	Aug 26, 2024
Prior Sale	Jun 15, 2009 · Amount on Record
Deed Document Number	0002419867
Record Updated	Sep 20, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1003 E 3RD ST, MISHAWAKA, IN 46544-2736
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001709335
Date	Apr 18, 2017
Instrument	1709335

Lender

Name	LOANDEPOT COM LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2037

Interest

Rate Type	Fixed Rate

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1003 E 3RD ST, MISHAWAKA, IN 46544-2736
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE IN LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000924687
Date	Jul 23, 2009
Instrument	0924687

Lender

Name	LIBERTY MORTGAGE INC
Address	MISHAWAKA, IN 46545

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2039

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Aug 26, 2024
Property Address	1003 E 3RD ST, MISHAWAKA, IN 46544-2736
Document Number	0002419867
Map Reference	PB 7 PG 36
Instrument Date	Aug 21, 2024
Instrument	2419867
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1003 E 3RD ST, MISHAWAKA, IN 46544-2736

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 E 3RD ST, MISHAWAKA, IN 46544-2736

June 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jun 15, 2009
Property Address	1003 E 3RD ST, MISHAWAKA, IN 46544-2736
Document Number	0000919782
Map Reference	MB7 PG36
Instrument Date	Jun 10, 2009
Instrument	0919782
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE IN LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 E 3RD ST, MISHAWAKA, IN 46544-2736

Mortgage

Document Number	0000919783
Date	Jun 15, 2009
Instrument	0919783

Lender

Name	LIBERTY MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2039

February 2008: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Feb 4, 2008
Property Address	1003 E 3RD ST, MISHAWAKA, IN 46544-2736
Document Number	0000803440
Map Reference	MB7 PG36
Instrument Date	Jan 10, 2008
Instrument	0803440
Transaction Type	Foreclosure
Record Updated	Jun 23, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

May 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	May 24, 2006
Property Address	1003 E 3RD ST, MISHAWAKA, IN 46544-2736
Document Number	0000621858
Map Reference	MB7 PG36
Instrument Date	May 16, 2006
Instrument	0621858
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 E 3RD ST, MISHAWAKA, IN 46544-2736

Mortgage

Document Number	0000621859
Date	May 24, 2006
Instrument	0621859

Lender

Name	BNC MORTGAGE INC
Type	Subprime Lender

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	9.7%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2008
Change Frequency	6 Months
Min Rate At Change	9.7%
Max Rate At Change	12.7%
Index	6-Month LIBOR
Max Rate	16.7%

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$121,500 (-6.32%) Land $26,600 Building $94,900	$121,500 (-6.32%) Land $26,600 Building $94,900
2024	$1,163.00 (+2.02%)
2023	$1,140.00 (+1.97%)	$129,700 (+8.63%) Land $26,600 Building $103,100	$129,700 (+8.63%) Land $26,600 Building $103,100
2022	$1,118.00 Homeowner's exemption	$119,400 Land $26,600 Building $92,800	$119,400 Land $26,600 Building $92,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Fourway.

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