950 Raindrop Ln, Middleburg, FL 32068 Property Records

Clay County property record for 950 Raindrop Ln, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,586 sqft · built 2008
Lot Size	0.202 acres (8,842 sqft)
Owner	Individual Name on Record
Last Sale	$246,000 (Dec 2020)
Tax Bill	$5,374 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-04-24-005574-000-14`

Property Details

APN / Parcel Number

Primary APN	`24-04-24-005574-000-14`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,586 sqft Heated Area
Gross Area	3,270 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,842 sqft (0.202 acres)
Garage Area	444 sqft
Porch	Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	950 RAINDROP LN
City	MIDDLEBURG
State	FL
Zip	32068-9056
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPC
Legal Description	LOT 14 TWO CREEKS AS REC O R 4385 PG 1231
Legal Range	24
Legal Township	04
Legal Section	24
Legal Subdivision	TWO CREEKS
Legal Lot Number	14
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	3
Census Block	3023
Census Tract	30204

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	792 WELLWOOD AVE APT 2, 2, LINDENHURST, NY 11757-1219
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2020 · Amount on Record
Deed Sale	Dec 7, 2020 · Amount on Record
Prior Sale	May 29, 2008 · Amount on Record
Deed Document Number	2020064137
Deed Book / Page	4385 / 1231
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Dec 7, 2020
Property Address	950 RAINDROP LN, MIDDLEBURG, FL 32068-9056
Document Number	0043851232
Book / Page	004385 / 001232
Instrument Date	Dec 1, 2020
Instrument	64137
Transaction Type	Transfer
Record Updated	Dec 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,722.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	950 RAINDROP LN MIDDLEBURG FL 320689056, MIDDLEBURG, FL 32068-9056

Mortgage

Document Number	43851233
Date	Dec 7, 2020
Book Page	004385/001233
Instrument	64138

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 6, 2050

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,374.00 (-31.07%)	$352,349 (-1.28%) Land $60,000 Building $292,349	$352,349 (-1.28%) Land $60,000 Building $292,349
2023	$7,796.00 (+9.36%)	$356,922 (+10.53%) Land $60,000 Building $296,922	$356,922 (+10.53%) Land $60,000 Building $296,922
2022	$7,129.00	$322,923 Land $45,000 Building $277,923	$322,923 Land $45,000 Building $277,923

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 52 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	52 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20