Clay County property record for 925 Raindrop Ln, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,472 sqft · built 2008 |
| Lot Size | 0.158 acres (6,900 sqft) |
| Owner | Individual Name on File |
| Last Sale | $295,000 (Dec 2021) |
| Tax Bill | $3,958 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Dec 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-04-24-005574-000-07 |
| Primary APN | 24-04-24-005574-000-07 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,472 sqft Living Area |
| Gross Area | 1,957 sqft |
| 1st Floor Area | 1,472 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 6,900 sqft (0.158 acres) |
| Garage Type | Attached |
| Garage Area | 485 sqft |
| Pool Area | 312 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 54 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 925 RAINDROP LN |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-9057 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPC |
| Legal Description | LOT 7 TWO CREEKS AS REC OR 4553 PG 233 |
| Legal Range | 24E |
| Legal Township | 04S |
| Legal Section | 24 |
| Legal Subdivision | TWO CREEKS |
| Legal Lot Number | 7 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 30204 |
925 Raindrop Ln is owned and occupied by an individual who bought it in December 2021.
Source: Clay County records, as of December 3, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 925 RAINDROP LN, MIDDLEBURG, FL 32068-9057 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 20, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Dec 30, 2021 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| May 14, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JAX FCU |
| Oct 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JAX FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2021 · Amount on File |
| Deed Sale | Dec 30, 2021 · Amount on File |
| Prior Sale | Oct 24, 2016 · Amount on File |
| Deed Document Number | 202182408 |
| Deed Book / Page | 4553 / 233 |
| Prior Transfer Date | Sep 13, 2008 |
| Prior Transfer Doc | 0030511002 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 925 RAINDROP LN, MIDDLEBURG, FL 32068-9057 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 925 RAINDROP LN, MIDDLEBURG, FL 32068-9057 |
| Investor | Possibly a Property Investor |
| Document Number | 0047300263 |
|---|---|
| Date | Jun 20, 2023 |
| Book Page | 4730/263 |
| Instrument | 2023030128 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 343 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Dec 30, 2021 |
| Property Address | 925 RAINDROP LN, MIDDLEBURG, FL 32068-9057 |
| Document Number | 0045530233 |
| Book / Page | 4553 / 233 |
| Map Reference | MB 52 PG 62-104 |
| Instrument Date | Dec 15, 2021 |
| Instrument | 2021082408 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Title Company | LANDMARK TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,065.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11612 SW 78TH CT, 11612, OCALA, FL 34476-9414 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0004553235 |
|---|---|
| Date | Dec 30, 2021 |
| Instrument | 4553/235 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 925 RAINDROP LN, MIDDLEBURG, FL 32068-9057 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0041910594 |
|---|---|
| Date | May 14, 2019 |
| Book Page | 4191/0594 |
| Instrument | 2019024484 |
| Name | JAX FCU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 925 RAINDROP LN, MIDDLEBURG, FL 32068-9057 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 925 RAINDROP LN, MIDDLEBURG, FL 32068-9057 |
| Document Number | 0043641606 |
|---|---|
| Date | Oct 14, 2020 |
| Book Page | 4364/1606 |
| Instrument | 2020053493 |
| Name | JAX FCU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 925 Raindrop Ln was $3,958, up 2.7% from the year before.
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,958.00 (+2.73%) | $259,518 Land $60,000 Building $199,518 | $259,518 Land $60,000 Building $199,518 |
| 2024 | $3,853.00 (-43.58%) | ||
| 2023 | $6,829.00 (+10.16%) | $262,734 (+14.4%) Land $60,000 Building $202,734 | $262,734 (+14.4%) Land $60,000 Building $202,734 |
| 2022 | $6,199.00 | $229,661 Land $45,000 Building $184,661 | $229,661 Land $45,000 Building $184,661 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 925 Raindrop Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 52 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 52 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 925 Raindrop Ln is moderate, ranking above 44% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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