941 Raindrop Ln, Middleburg, FL 32068 Property Records

Clay County property record for 941 Raindrop Ln, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,005 sqft · built 2008
Lot Size	0.155 acres (6,734 sqft)
Owner	2 Company Names on Record
Last Sale	$215,000 (May 2021)
Tax Bill	$3,858 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-04-24-005574-000-11`

Property Details

APN / Parcel Number

Primary APN	`24-04-24-005574-000-11`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,005 sqft Living Area
Gross Area	2,629 sqft
1st Floor Area	2,005 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Precast Concrete Panel
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,734 sqft (0.155 acres)
Garage Type	Attached
Garage Area	444 sqft
Porch	Patio
Porch Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	941 RAINDROP LN
City	MIDDLEBURG
State	FL
Zip	32068-9057
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPC
Legal Description	LOT 11 TWO CREEKS AS REC OR 3447 PG 1741,4456 PG 1813 & 4957 PG 873
Legal Range	24E
Legal Township	04S
Legal Section	24
Legal Subdivision	TWO CREEKS
Legal Lot Number	11
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	3
Census Block	3023
Census Tract	30204

Owner

Source: Clay County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	941 RAINDROP LN, MIDDLEBURG, FL 32068-9057
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2021 · Amount on Record
Deed Sale	May 14, 2021 · Amount on Record
Prior Sale	Sep 10, 2012 · Amount on Record
Deed Document Number	202130228
Deed Book / Page	4456 / 1813
Prior Transfer Date	May 12, 2021
Prior Transfer Doc	0044561813
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	May 14, 2021
Property Address	941 RAINDROP LN, MIDDLEBURG, FL 32068-9057
Document Number	0044561813
Book / Page	4456 / 1813
Map Reference	MB 52 PG 62
Instrument Date	May 12, 2021
Instrument	2021030228
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	MTI TITLE INSURANCE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	941 RAINDROP LN, MIDDLEBURG, FL 32068-9057

Mortgage

Document Number	44561815
Date	May 14, 2021
Instrument	4456/1815

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,858.00 (+3.07%)	$293,129 (-1.19%) Land $60,000 Building $233,129	$293,129 (-1.19%) Land $60,000 Building $233,129
2024	$3,743.00 (-45.23%)
2023	$6,834.00 (+1.12%) Homeowner's exemption	$296,658 (+11.37%) Land $60,000 Building $236,658	$296,658 (+11.37%) Land $60,000 Building $236,658
2022	$6,758.00	$266,378 Land $45,000 Building $221,378	$266,378 Land $45,000 Building $221,378

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 52 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	52 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20