Clay County property record for 949 Raindrop Ln, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,005 sqft · built 2019 |
| Lot Size | 0.157 acres (6,882 sqft) |
| Owner | Individual Name on File |
| Last Sale | $246,990 (Dec 2019) |
| Tax Bill | $2,507 (2025) |
| Deeds & Mortgages | Dec 2019 Sale & Mortgage Aug 2019 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-04-24-005574-000-13 |
| Primary APN | 24-04-24-005574-000-13 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,005 sqft Heated Area |
| Gross Area | 2,558 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Logs |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,882 sqft (0.157 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 949 RAINDROP LN |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-9057 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPC |
| Legal Description | LOT 13 TWO CREEKS AS REC O R 4261 PG 1400 |
| Legal Range | 24 |
| Legal Township | 04 |
| Legal Section | 24 |
| Legal Subdivision | TWO CREEKS |
| Legal Lot Number | 13 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 30204 |
949 Raindrop Ln is owned and occupied by an individual who bought it in December 2019.
Source: Clay County records, as of December 18, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 949 RAINDROP LN, MIDDLEBURG, FL 32068-9057 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 18, 2019 | Special Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK |
| Aug 27, 2019 | Loan Modification, Mortgage AMERIS BK |
| Jul 18, 2019 | Loan Modification, Mortgage · Conventional with PMI FIDELITY BK |
| Mar 6, 2019 | Warranty Deed, Transfer OSBORNE AND SHEFFIELD TITLE SERVICES, OSBORNE & SHEFFIELD TITLE SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2019 · Amount on File |
| Deed Sale | Dec 18, 2019 · Amount on File |
| Prior Sale | Mar 6, 2019 · Amount on File |
| Deed Document Number | 2019066972 |
| Deed Book / Page | 4261 / 1400 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Dec 18, 2019 |
| Property Address | 949 RAINDROP LN, MIDDLEBURG, FL 32068-9057 |
| Document Number | 0042611400 |
| Book / Page | 4261 / 1400 |
| Map Reference | MB 52 PG 62-104 |
| Instrument Date | Dec 13, 2019 |
| Instrument | 2019066972 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | SHEFFIELD & BOATRIGHT TTL SV |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,729.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 600848, JACKSONVILLE, FL 32260-0848 |
| Name | Verified Name |
|---|---|
| Address | 949 RAINDROP LN, MIDDLEBURG, FL 32068-9057 |
| Document Number | 0042611402 |
|---|---|
| Date | Dec 18, 2019 |
| Instrument | 4261/1402 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Aug 27, 2019 |
| Property Address | 949 RAINDROP LN, MIDDLEBURG, FL 32068-9057 |
| Document Number | 0042251887 |
| Book / Page | 004225 / 001887 |
| Instrument Date | Aug 23, 2019 |
| Instrument | 46108 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 12330 MANDARIN MEADOWS DR E JACKSONVILLE FL 322232631, JACKSONVILLE, FL 32223-2631 |
| Document Number | 42251887 |
|---|---|
| Date | Aug 27, 2019 |
| Book Page | 004225/001887 |
| Instrument | 46108 |
| Name | AMERIS BK |
|---|---|
| Type | Bank |
| Address | POOLER, GA 31322 |
| Amount | Amount on Record |
|---|
| Rate | 5% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 949 RAINDROP LN, MIDDLEBURG, FL 32068-9057 |
| Document Number | 0042121531 |
| Instrument Date | Jul 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 600848 JACKSONVILLE FL 322600848, JACKSONVILLE, FL 32260-0848 |
| Document Number | 0042121531 |
|---|---|
| Date | Jul 19, 2019 |
| Book Page | 004212/001531 |
| Instrument | 37611 |
| Name | FIDELITY BK |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Mar 6, 2019 |
| Property Address | 949 RAINDROP LN, MIDDLEBURG, FL 32068-9057 |
| Document Number | 0041701090 |
| Book / Page | 004170 / 001090 |
| Instrument Date | Mar 1, 2019 |
| Instrument | 11377 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2019 |
| Title Company | OSBORNE AND SHEFFIELD TITLE SERVICES, OSBORNE & SHEFFIELD TITLE SVCS |
| Amount | Amount on Record |
|---|---|
| Tax | $182.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 600848 JACKSONVILLE FL 322600848, JACKSONVILLE, FL 32260-0848 |
The 2025 property tax bill for 949 Raindrop Ln was $2,507 with a homeowner's exemption.
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,507.00 Homeowner's exemption | $204,570 | $274,909 Land $60,000 Building $214,909 |
| 2023 | $3,941.00 (+8.39%) Homeowner's exemption | $193,015 (+3%) | $274,010 (+12.32%) Land $60,000 Building $214,010 |
| 2022 | $3,636.00 Homeowner's exemption | $187,394 | $243,952 Land $45,000 Building $198,952 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 949 Raindrop Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 52 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 52 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 949 Raindrop Ln is moderate, ranking above 44% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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