95 W 3rd St, Lowell, MA 01850 Property Records

Middlesex County and Lowell City property record for 95 W 3rd St, Lowell, MA 01850

Property Summary

Property Type	Unusable Land (Remnant, Steep, Etc.)
Lot Size	0.03 acres (1,307 sqft)
Owner	Company Name on Record
Last Sale	$25,000 (Aug 1991)
Tax Bill	$107 (2026)
Deeds & Mortgages	Jun 2023 Mortgage Jun 2023 Transfer
Flood Zone	Zone X (moderate risk)
APN	`D14705`

Property Details

APN / Parcel Number

Primary APN	`D14705`
Alternative APNs	`LOWE M:176 B:6050 L:95` `M:000176 T:D14705`

Exterior

Lot Area	1,307 sqft (0.03 acres)

Location & Zoning

Account Number	D14705
Street Address	95 W 3RD ST
City	LOWELL
State	MA
Zip	01850-2439
Property Category	Other
Property Type	Other > Unusable Land (Remnant, Steep, Etc.)
Local Zoning Code	TMF
Legal Block	6050
Legal Lot Number	95
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1009
Census Tract	310400

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3 VILLAGE WAY, ANDOVER, MA 01810-2753
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2023	Deed of Trust, Mortgage · Commercial Mortgage READING COOPERATIVE BANK
Jun 6, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 1991 · Amount on Record
Deed Sale	Aug 7, 1991 · Amount on Record
Prior Sale	May 28, 1991 · Amount on Record
Last Transfer Date	May 30, 2023
Transfer Doc	037872-155
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	95 W 3RD ST, LOWELL, MA 01850-2439
Transaction Type	Mortgage
Record Updated	Jul 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	037872-167
Date	Jun 6, 2023
Book Page	37872/167
Instrument	15799

Lender

Name	READING COOPERATIVE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jun 6, 2023
Property Address	95 W 3RD ST, LOWELL, MA 01850-2439
Document Number	037872-155
Book / Page	37872 / 155
Instrument Date	May 30, 2023
Instrument	15796
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 VILLAGE WAY, ANDOVER, MA 01810-2753

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$107.00 (+7%)	$9,400 (+8.05%) Land $9,400
2025	$100.00 (+8.7%)	$8,700 (+12.99%) Land $8,700
2024	$92.00 (+10.84%)	$7,700 (+14.93%) Land $7,700
2023	$83.00	$6,700 Land $6,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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