Middlesex County and Lowell City property record for 91 W 3rd St, Lowell, MA 01850
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 1,369 sqft · built 1930 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $4,459 (2026) |
| Deeds & Mortgages | Jan 2023 Refinance |
| Flood Zone | Zone X (moderate risk) |
| APN | Z00970 |
| Primary APN | Z00970 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Units | 2 Units |
| Stories | 3 Stories |
| Building Area | 1,369 sqft Living Area |
| Gross Area | 2,532 sqft |
| 1st Floor Area | 534 sqft |
| Basement Area | 522 sqft |
| Unfinished Basement | 522 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,178 sqft (0.05 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | Z00970 |
|---|---|
| Street Address | 91 W 3RD ST |
| City | LOWELL |
| State | MA |
| Zip | 01850-2439 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | USF |
| Legal Subdivision | 87 CEDAR STREET |
| Legal Block | 6050 |
| Legal Lot Number | 91 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 310400 |
Source: Middlesex County and Lowell City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 66 GILCREAST RD, LONDONDERRY, NH 03053-3562 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 9, 2013 |
| Deed Sale | Aug 9, 2013 |
| Prior Sale | Feb 12, 2013 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 91 W 3RD ST, LOWELL, MA 01850-2439 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0037611-85 |
|---|---|
| Date | Jan 3, 2023 |
| Book Page | 37611/85 |
| Instrument | 149 |
| Name | ENTERPRISE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,459.00 (+4.52%) | $392,900 (+5.73%) Land $101,300 Building $291,600 | $476,389 |
| 2025 | $4,266.00 (+9.13%) | $371,600 (+13.22%) Land $94,700 Building $276,900 | |
| 2024 | $3,909.00 (+7.48%) | $328,200 (+12.09%) Land $83,200 Building $245,000 | |
| 2023 | $3,637.00 | $292,800 Land $72,400 Building $220,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 1,079 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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