93 W 3rd St, Lowell, MA 01850 Property Records

Middlesex County and Lowell City property record for 93 W 3rd St, Lowell, MA 01850

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,032 sqft · built 1930
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on File
Last Sale	$490,000 (Mar 2025)
Tax Bill	$5,378 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2021 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`C07890`

Property Details

APN / Parcel Number

Primary APN	`C07890`
Alternative APNs	`LOWE M:176 B:6050 L:93` `M:000176 T:C07890`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,032 sqft Living Area
Gross Area	2,884 sqft
1st Floor Area	848 sqft
Basement Area	580 sqft
Unfinished Basement	580 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,614 sqft (0.06 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	C07890
Street Address	93 W 3RD ST
City	LOWELL
State	MA
Zip	01850-2439
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	USF
Legal Block	6050
Legal Lot Number	93
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1009
Census Tract	310400

Owner

93 W 3rd St, a duplex, is owned and occupied by two individuals who bought it in March 2025.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	93 W 3RD ST, LOWELL, MA 01850-2439
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC
Jan 22, 2021	Quit Claim Deed, Transfer Quitclaim
Oct 16, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage RTN FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2025 · Amount on File
Deed Sale	Mar 17, 2025 · Amount on File
Prior Sale	Oct 16, 2020 · Amount on File
Deed Document Number	20257598
Deed Book / Page	39128 / 65
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	93 W 3RD ST, LOWELL, MA 01850-2439
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039819-176
Date	Jan 26, 2026
Book Page	39819/176
Instrument	2281

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jan 22, 2021
Property Address	93 W 3RD ST, LOWELL, MA 01850-2439
Document Number	35226-210
Book / Page	35226 / 210
Instrument Date	Jan 22, 2021
Instrument	4099
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 BAY ST, LOWELL, MA 01854-1708

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Oct 16, 2020
Property Address	93 W 3RD ST, LOWELL, MA 01850-2439
Document Number	34778-152
Book / Page	34778 / 152
Instrument Date	Oct 8, 2020
Instrument	51855
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 W 3RD ST, LOWELL, MA 01850-2439

Mortgage

Document Number	51856
Date	Oct 16, 2020
Instrument	51856

Lender

Name	RTN FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 93 W 3rd St was $5,378, up 4.5% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,378.00 (+4.55%)	$473,800 (+5.74%) Land $107,900 Building $365,900	$526,946
2025	$5,144.00 (+9.17%)	$448,100 (+13.27%) Land $100,800 Building $347,300
2024	$4,712.00 (+7.41%)	$395,600 (+12%) Land $88,600 Building $307,000
2023	$4,387.00	$353,200 Land $77,100 Building $276,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 93 W 3rd St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 93 W 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,079 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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