87 W 3rd St, Lowell, MA 01850 Property Records

Middlesex County and Lowell City property record for 87 W 3rd St, Lowell, MA 01850

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,088 sqft · built 1910
Lot Size	0.06 acres (2,614 sqft)
Owner	Company Name on Record
Last Sale	$430,000 (Jan 2024)
Tax Bill	$5,478 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Jan 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`K07800`

Property Details

APN / Parcel Number

Primary APN	`K07800`
Alternative APNs	`LOWE M:176 B:6050 L:87` `M:000176 T:K07800`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,088 sqft Living Area
Gross Area	3,188 sqft
1st Floor Area	876 sqft
Basement Area	876 sqft
Unfinished Basement	876 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,614 sqft (0.06 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	K07800
Street Address	87 W 3RD ST
City	LOWELL
State	MA
Zip	01850-2439
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	USF
Legal Subdivision	POTTER POND
Legal Block	6050
Legal Lot Number	87
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1009
Census Tract	310400

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	23 ORCHARD XING, ANDOVER, MA 01810-4875
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Quit Claim Deed, Transfer · Commercial Mortgage LOAN FUNDER LLC
Jan 4, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage EASY ST CAPITAL LLC
Jan 4, 2024	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2024 · Amount on Record
Deed Sale	Jan 4, 2024 · Amount on Record
Prior Sale	Jan 4, 2024 · Amount on Record
Deed Document Number	2024272
Deed Book / Page	38267 / 22
Last Transfer Date	Sep 23, 2025
Transfer Doc	039570-185
Record Updated	Oct 29, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Oct 6, 2025
Property Address	87 W 3RD ST, LOWELL, MA 01850-2439
Document Number	039570-185
Book / Page	39570 / 185
Instrument Date	Sep 23, 2025
Instrument	31719
Transaction Type	Transfer
Record Updated	Oct 29, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 ORCHARD XING, ANDOVER, MA 01810-4875

Mortgage

Document Number	0000031720
Date	Oct 6, 2025
Instrument	31720

Lender

Name	LOAN FUNDER LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jan 4, 2024
Property Address	87 W 3RD ST, LOWELL, MA 01850-2439
Document Number	0038267-22
Book / Page	38267 / 22
Instrument Date	Jan 3, 2024
Instrument	272
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 EQUITY WAY, WESTLAKE, OH 44145-1050
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000273
Date	Jan 4, 2024
Instrument	273

Lender

Name	EASY ST CAPITAL LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jan 4, 2024
Property Address	87 W 3RD ST, LOWELL, MA 01850-2439
Document Number	038266-195
Book / Page	38266 / 195
Instrument Date	Dec 19, 2023
Instrument	241
Transaction Type	Transfer
Record Updated	Jan 19, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	275 GROVE ST #STE 2- # STE2, 2, AUBURNDALE, MA 02466-2272

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,478.00 (+4.52%)	$482,600 (+5.72%) Land $106,400 Building $376,200	$524,440
2025	$5,241.00 (+9.14%)	$456,500 (+13.22%) Land $99,400 Building $357,100
2024	$4,802.00 (+7.43%)	$403,200 (+12.03%) Land $87,400 Building $315,800
2023	$4,470.00	$359,900 Land $76,000 Building $283,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,079 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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