95 Mill St, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 95 Mill St, Franklin, MA 02038

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1960
Lot Size	0.344 acres (15,002 sqft)
Owner	Individual Name on File
Last Sale	$610,000 (Jul 2024)
Tax Bill	$6,497 (2025)
Deeds & Mortgages	Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`87-023`

Property Details

APN / Parcel Number

Primary APN	`87-023`
Alternative APNs	`FRAN M:265 L:070` `M:087 L:023`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	2,178 sqft
Basement Area	937 sqft
Unfinished Basement	937 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,002 sqft (0.344 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	87-023
Street Address	95 MILL ST
City	FRANKLIN
State	MA
Zip	02038-1224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	70
Jurisdiction	FRANKLIN MA
Township / Civil Division	FRANKLIN TOWN
Census Block Group	2
Census Block	2002
Census Tract	442203

Owner

95 Mill St is owned and occupied by an individual who bought it in July 2024.

Source: Norfolk County and Franklin Town City records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	95 MILL ST, FRANKLIN, MA 02038-1224
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2024 · Amount on File
Deed Sale	Jul 8, 2024 · Amount on File
Prior Sale	Jun 29, 2018 · Amount on File
Deed Document Number	202442704
Deed Book / Page	41872 / 556
Transfer Doc	036107-286
Record Updated	Oct 29, 2026

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	Jun 29, 2018
Property Address	95 MILL ST, FRANKLIN, MA 02038-1224
Document Number	36107-286
Book / Page	36107 / 286
Instrument	55410
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48.62
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 MILL ST, FRANKLIN, MA 02038-1224

Mortgage

Document Number	361070289
Date	Jun 29, 2018
Instrument	36107/0289

Lender

Name	RESIDENTIAL MTG SVCS

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 95 Mill St was $6,497, up 3.4% from the year before.

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Franklin Town City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,497.00 (+3.39%)	$559,100 (+4.9%) Land $325,400 Building $233,700	$565,250 (+0.08%)
2024	$6,284.00 (+1.9%)	$533,000 (+8.73%) Land $325,400 Building $207,600	$564,775
2023	$6,167.00	$490,200 Land $282,600 Building $207,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 95 Mill St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 Mill St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	1,200 / 35
T-Mobile Fixed Wireless	100 / 20