77 Mill St, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 77 Mill St, Franklin, MA 02038

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,193 sqft · built 1959
Lot Size0.348 acres (15,155 sqft)
Owner2 Individual Names on Record
Last Sale$140,000 (Aug 1988)
Tax Bill$6,098 (2025)
Deeds & MortgagesOct 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN86-056

Property Details

APN / Parcel Number

Primary APN86-056
Alternative APNs
  • FRAN M:266 L:024
  • M:086 L:056

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,193 sqft Living Area
Gross Area2,477 sqft
Basement Area1,028 sqft
Unfinished Basement1,028 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,155 sqft (0.348 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number86-056
Street Address77 MILL ST
CityFRANKLIN
StateMA
Zip02038-1224
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number24
JurisdictionFRANKLIN MA
Township / Civil DivisionFRANKLIN TOWN
Census Block Group2
Census Block2002
Census Tract442203

Owner

Source: Norfolk County and Franklin Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address77 MILL ST, FRANKLIN, MA 02038-1224
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 25, 1988 · Amount on Record
Deed SaleAug 25, 1988 · Amount on Record
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MA
Property Address77 MILL ST, FRANKLIN, MA 02038-1224
Transaction TypeMortgage
Record UpdatedOct 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number39932-589
DateOct 6, 2021
Book Page39932/589
Instrument128664
Lender
NameDIRECT CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueNov 1, 2041
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
MunicipalityFranklin Town City
Unified School DistrictFranklin School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,098.00 (+2.08%)$524,800 (+3.57%) Land $325,400 Building $199,400$532,665 (-4.22%)
2024$5,974.00 (+2.36%)$506,700 (+9.23%) Land $325,400 Building $181,300$556,130
2023$5,836.00$463,900 Land $282,600 Building $181,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 86% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKLIN WATER DEPARTMENT
serves 33,706 people · EPA ID MA2101000
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable · Fiber in parts of the area
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

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