Norfolk County and Franklin Town City property record for 89 Mill St, Franklin, MA 02038
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,768 sqft · built 1960 |
| Lot Size | 0.358 acres (15,577 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $360,000 (Feb 2019) |
| Tax Bill | $6,526 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Sep 2021 Refinance + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 87-025 |
| Primary APN | 87-025 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,768 sqft Living Area |
| Gross Area | 2,639 sqft |
| Basement Area | 352 sqft |
| Unfinished Basement | 352 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,577 sqft (0.358 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 87-025 |
|---|---|
| Street Address | 89 MILL ST |
| City | FRANKLIN |
| State | MA |
| Zip | 02038-1224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 72 |
| Jurisdiction | FRANKLIN MA |
| Township / Civil Division | FRANKLIN TOWN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 442203 |
Source: Norfolk County and Franklin Town City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 89 MILL ST, FRANKLIN, MA 02038-1224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 31, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Sep 9, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Aug 28, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Oct 19, 2019 | Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC |
| Feb 7, 2019 | Quit Claim Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC |
| Oct 3, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ROCKLAND TR |
| Mar 31, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 7, 2019 · Amount on Record |
| Deed Sale | Feb 7, 2019 · Amount on Record |
| Prior Sale | Dec 30, 1985 · Amount on Record |
| Deed Document Number | 20199463 |
| Deed Book / Page | 36600 / 100 |
| Prior Transfer Date | Jan 31, 2019 |
| Prior Transfer Doc | 36600-100 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 89 MILL ST, FRANKLIN, MA 02038-1224 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00043017-1 |
|---|---|
| Date | Mar 31, 2026 |
| Book Page | 43017/1 |
| Instrument | 19870 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 89 MILL ST, FRANKLIN, MA 02038-1224 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39830-559 |
|---|---|
| Date | Sep 9, 2021 |
| Book Page | 39830/559 |
| Instrument | 117023 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 89 MILL ST, FRANKLIN, MA 02038-1224 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38272-92 |
|---|---|
| Date | Aug 28, 2020 |
| Book Page | 38272/92 |
| Instrument | 88947 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 89 MILL ST, FRANKLIN, MA 02038-1224 |
| Document Number | 37274-273 |
| Instrument Date | Oct 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 89 MILL ST FRANKLIN MA 020381224, FRANKLIN, MA 02038-1224 |
| Document Number | 37274-273 |
|---|---|
| Date | Oct 24, 2019 |
| Book Page | 037274/000273 |
| Instrument | 97366 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 23, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Recording Date | Feb 7, 2019 |
| Property Address | 89 MILL ST, FRANKLIN, MA 02038-1224 |
| Document Number | 36600-100 |
| Book / Page | 036600 / 000100 |
| Instrument Date | Jan 31, 2019 |
| Instrument | 9463 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2019 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 89 MILL ST FRANKLIN MA 020381224, FRANKLIN, MA 02038-1224 |
| Document Number | 36600-102 |
|---|---|
| Date | Feb 7, 2019 |
| Book Page | 036600/000102 |
| Instrument | 9464 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 6, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 89 MILL ST, FRANKLIN, MA 02038-1224 |
| Document Number | 36350-79 |
| Instrument Date | Oct 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2018 |
| Name | Verified Name |
|---|---|
| Address | 89 MILL ST FRANKLIN MA 020381224, FRANKLIN, MA 02038-1224 |
| Document Number | 36350-79 |
|---|---|
| Date | Oct 9, 2018 |
| Book Page | 036350/000079 |
| Instrument | 90062 |
| Name | ROCKLAND TR |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 89 MILL ST, FRANKLIN, MA 02038-1224 |
| Document Number | 35050-595 |
| Instrument Date | Mar 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2018 |
| Name | Verified Name |
|---|
| Document Number | 35050-595 |
|---|---|
| Date | Apr 20, 2017 |
| Book Page | 035050/000595 |
| Instrument | 33461 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 19, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| Municipality | Franklin Town City |
| Unified School District | Franklin School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,526.00 (+2.45%) | $561,600 (+3.94%) Land $325,600 Building $236,000 | $524,495 (-4%) |
| 2024 | $6,370.00 (+2.12%) | $540,300 (+8.95%) Land $325,600 Building $214,700 | $546,345 |
| 2023 | $6,238.00 | $495,900 Land $282,700 Building $213,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 86% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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