95 Clifton Bay Loop, Saint Johns, FL 32259 Property Records

St. Johns County property record for 95 Clifton Bay Loop, Saint Johns, FL 32259 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,270 sqft · built 2018
Lot Size	0.13 acres (5,662 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Feb 2019)
Tax Bill	$8,361 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`023719-1280`

Property Details

APN / Parcel Number

Primary APN	`023719-1280`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,270 sqft Living Area
Gross Area	2,770 sqft
1st Floor Area	822 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,662 sqft (0.13 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	100 sqft
Patio Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	95 CLIFTON BAY LOOP
City	SAINT JOHNS
State	FL
Zip	32259-9139
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	88/52-69 TWIN CREEKS NORTH PARCELS 2 AND 3 PHASE ONE LOT 128 OR4684/712
Legal Range	28E
Legal Township	05S
Legal Section	09
Legal Subdivision	TWIN CREEKS NORTH PARCELS 2 AND 3 PHASE
Legal Phase	1
Legal Block	1
Legal Lot Number	128
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2022
Census Tract	20904

Owner

Source: St. Johns County records · APN 023719-1280

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	95 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9139
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 25, 2019 · Amount on Record
Deed Sale	Feb 25, 2019 · Amount on Record
Deed Document Number	201912502
Deed Book / Page	4684 / 712
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 20, 2026
Property Address	95 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9139
Document Number	0000061811
Book / Page	6404 / 1187
Instrument Date	Jul 17, 2026
Instrument	202661811
Transaction Type	Transfer
Record Updated	Aug 03, 2026
Title Company	GIBRALTAR TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$312,494.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9139

Mortgage

Document Number	0000061812,
Date	Jul 20, 2026
Book Page	6404/1189
Instrument	202661812

Lender

Name	TEXANA BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$346,059 (+2.7%)	$368,214 (-9.93%) Land $95,000 Building $273,214
2025	$8,361.00 (+6.16%) Homeowner's exemption	$336,961 (+2.9%)	$408,811 (-7.65%) Land $95,000 Building $313,811
2024	$7,876.00 (+2.47%) Homeowner's exemption	$327,465 (+3%)	$442,690 (+16.3%) Land $110,000 Building $332,690
2023	$7,686.00 (+4.81%) Homeowner's exemption	$317,927 (+3%)	$380,645 (+4.96%) Land $95,000 Building $285,645
2022	$7,333.00 Homeowner's exemption	$308,667	$362,661 Land $84,000 Building $278,661

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 15% of Florida
Wildfire Likelihood	About 1 in 1,299 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.