St. Johns County property record for 103 Clifton Bay Loop, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,253 sqft · built 2018 |
| Lot Size | 0.11 acres (4,791 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350,000 (Oct 2020) |
| Tax Bill | $9,858 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Oct 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 023719-1290 |
| Primary APN | 023719-1290 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,253 sqft Living Area |
| Gross Area | 2,733 sqft |
| 1st Floor Area | 1,160 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 4,791 sqft (0.11 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 80 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 103 CLIFTON BAY LOOP |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-9142 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 88/52-69 TWIN CREEKS NORTH PARCELS 2 AND 3 PHASE ONE LOT 129 OR5064/1764 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 09 |
| Legal Subdivision | TWIN CREEKS NORTH PARCELS 2 AND 3 PHASE |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 129 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 20904 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8530 CROSSWINDS DR, SAINT AUGUSTINE, FL 32092-1530 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Oct 7, 2020 | Warranty Deed, Transfer · Conventional Mortgage ALLY BANK |
| Jun 13, 2019 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2020 · Amount on Record |
| Deed Sale | Oct 7, 2020 · Amount on Record |
| Prior Sale | Jun 13, 2019 · Amount on Record |
| Deed Document Number | 202088294 |
| Deed Book / Page | 5064 / 1764 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 103 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9142 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0049551890 |
|---|---|
| Date | Jun 3, 2020 |
| Book Page | 4955/1890 |
| Instrument | 2020042577 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 7, 2020 |
| Property Address | 103 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9142 |
| Document Number | 0050641764 |
| Book / Page | 5064 / 1764 |
| Map Reference | MB 88 PG 52 |
| Instrument Date | Sep 30, 2020 |
| Instrument | 2020088294 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,450.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 509 SENTOSA DR UNIT 104, 509, SAINT JOHNS, FL 32259-9314 |
| Name | Verified Name |
|---|---|
| Address | 103 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9142 |
| Document Number | 50641766 |
|---|---|
| Date | Oct 7, 2020 |
| Instrument | 5064/1766 |
| Name | ALLY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 13, 2019 |
| Property Address | 103 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9142 |
| Document Number | 0047400946 |
| Book / Page | 4740 / 0946 |
| Map Reference | MB 88 PG 52 |
| Instrument Date | May 7, 2019 |
| Instrument | 2019041461 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 2, 2022 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,415.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339 |
| Name | Verified Name |
|---|---|
| Address | 103 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9142 |
| Document Number | 0004740950 |
|---|---|
| Date | Jun 13, 2019 |
| Instrument | 4740/950 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $368,669 (-9.94%) Land $95,000 Building $273,669 | $368,669 (-9.94%) Land $95,000 Building $273,669 | |
| 2025 | $9,858.00 (+2.74%) | $409,378 (-7.63%) | $409,378 (-7.63%) Land $95,000 Building $314,378 |
| 2024 | $9,595.00 (+6.86%) | $443,199 (+14.09%) | $443,199 (+14.09%) Land $110,000 Building $333,199 |
| 2023 | $8,979.00 (+6.91%) | $388,473 (+5.28%) | $388,473 (+5.28%) Land $95,000 Building $293,473 |
| 2022 | $8,399.00 | $369,004 | $369,004 Land $84,000 Building $285,004 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 206 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 206 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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