St. Johns County property record for 86 Clifton Bay Loop, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,270 sqft · built 2018 |
| Lot Size | 0.16 acres (6,969 sqft) |
| Owner | Individual Name on File |
| Last Sale | $343,000 (Jun 2019) |
| Tax Bill | $8,361 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 023719-1110 |
| Primary APN | 023719-1110 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,270 sqft Living Area |
| Gross Area | 2,770 sqft |
| 1st Floor Area | 822 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,969 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 86 CLIFTON BAY LOOP |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-9140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 88/52-69 TWIN CREEKS NORTH PARCELS 2 AND 3 PHASE ONE LOT 111 OR4744/57 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 09 |
| Legal Subdivision | TWIN CREEKS NORTH PARCELS 2 AND 3 PHASE |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 111 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 20904 |
Source: St. Johns County records · APN 023719-1110
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 86 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9140 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 02, 2020 | Deed of Trust, Mortgage · Conventional with PMI R P FNDG INC |
| Jun 19, 2019 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 19, 2019 · Amount on Record |
| Deed Sale | Jun 19, 2019 · Amount on Record |
| Deed Document Number | 201943281 |
| Deed Book / Page | 4744 / 57 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 86 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9140 |
| Document Number | 0050610421 |
| Instrument Date | Sep 02, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 86 CLIFTON BAY LOOP ST JOHNS FL 322599140, ST JOHNS, FL 32259-9140 |
| Document Number | 0050610421 |
|---|---|
| Date | Oct 02, 2020 |
| Book Page | 005061/000421 |
| Instrument | 86694 |
| Name | R P FNDG INC |
|---|---|
| Address | LAKE MARY, FL 32746 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 19, 2019 |
| Property Address | 86 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9140 |
| Document Number | 0047440057 |
| Book / Page | 4744 / 0057 |
| Map Reference | MB 88 PG 52 |
| Instrument Date | Jun 10, 2019 |
| Instrument | 2019043281 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 02, 2022 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,401.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339 |
| Name | Verified Name |
|---|---|
| Address | 86 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9140 |
| Document Number | 0000474461 |
|---|---|
| Date | Jun 19, 2019 |
| Instrument | 4744/61 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $346,059 (+2.7%) | $362,063 (-9.88%) Land $95,000 Building $267,063 | |
| 2025 | $8,361.00 (+6.16%) Homeowner's exemption | $336,961 (+5.99%) | $401,746 (+5.54%) Land $95,000 Building $306,746 |
| 2024 | $7,876.00 (+2.47%) | ||
| 2023 | $7,686.00 (+4.81%) Homeowner's exemption | $317,927 (+3%) | $380,645 (+4.96%) Land $95,000 Building $285,645 |
| 2022 | $7,333.00 Homeowner's exemption | $308,667 | $362,661 Land $84,000 Building $278,661 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 206 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 206 in force |
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 256 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | JEA MAJOR GRID serves 826,664 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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