St. Johns County property record for 108 Clifton Bay Loop, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,935 sqft · built 2018 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $429,000 (Jul 2025) |
| Tax Bill | $9,031 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 023719-1080 |
| Primary APN | 023719-1080 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,935 sqft Living Area |
| Gross Area | 2,431 sqft |
| 1st Floor Area | 827 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Type | Attached |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished Screened Porch |
| Porch Area | 100 sqft |
| Patio Area | 110 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 108 CLIFTON BAY LOOP |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-9141 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 88/52-69 TWIN CREEKS NORTH PARCELS 2 AND 3 PHASE ONE LOT 108 OR6187/1776 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 09 |
| Legal Subdivision | TWIN CREEKS NORTH PARCELS 2 AND 3 PHASE |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 108 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 20904 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 108 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9141 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| May 2, 2022 | Warranty Deed, Transfer · FHA Mortgage STOCKTON MORTGAGE CORP |
| May 16, 2019 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2025 · Amount on Record |
| Deed Sale | Jul 21, 2025 · Amount on Record |
| Prior Sale | May 2, 2022 · Amount on Record |
| Deed Document Number | 202557934 |
| Deed Book / Page | 6187 / 1776 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 2, 2022 |
| Property Address | 108 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9141 |
| Document Number | 0055490962 |
| Book / Page | 5549 / 962 |
| Map Reference | MB 88 PG 52 |
| Instrument Date | Apr 27, 2022 |
| Instrument | 2022044583 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Title Company | CLOSING USA LLC, CLOSING BEAR LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,325.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 610 E MAIN ST, 610, BROUSSARD, LA 70518 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 108 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9141 |
| Document Number | 0005549964 |
|---|---|
| Date | May 2, 2022 |
| Instrument | 5549/964 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 16, 2019 |
| Property Address | 108 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9141 |
| Document Number | 0047251441 |
| Book / Page | 4725 / 1441 |
| Map Reference | MB 88 PG 52 |
| Instrument Date | May 14, 2019 |
| Instrument | 2019034078 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339 |
| Name | Verified Name |
|---|---|
| Address | 108 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9141 |
| Document Number | 2019034079 |
|---|---|
| Date | May 16, 2019 |
| Instrument | 2019034079 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2034 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $344,408 (-10.94%) Land $95,000 Building $249,408 | $344,408 (-10.94%) Land $95,000 Building $249,408 | |
| 2025 | $9,031.00 (+6.08%) Homeowner's exemption | $386,718 (+5.3%) | $386,718 (+5.3%) Land $95,000 Building $291,718 |
| 2024 | $8,513.00 (+2.42%) | ||
| 2023 | $8,312.00 (+17.05%) Homeowner's exemption | $367,269 (+26.39%) | $367,269 (+4.32%) Land $95,000 Building $272,269 |
| 2022 | $7,101.00 Homeowner's exemption | $290,578 | $352,047 Land $84,000 Building $268,047 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 206 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 206 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 75% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures