95 Central Dr, Prince Frederick, MD 20678 Property Records

Calvert County property record for 95 Central Dr, Prince Frederick, MD 20678

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,632 sqft · built 1977
Lot Size	0.342 acres (14,888 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Aug 2023)
Tax Bill	$2,691 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Nov 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`02-043629`

Property Details

APN / Parcel Number

Primary APN	`02-043629`
Alternative APNs	`2043629` `043629`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,632 sqft Total Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	14,888 sqft (0.342 acres)
Garage Type	Detached
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	284 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	043629
Street Address	95 CENTRAL DR
City	PRINCE FREDERICK
State	MD
Zip	20678-4005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LT 3 BLK C SEC 2 CENTRAL VILLAGE
Legal Subdivision	CENTRAL VILLAGE SEC 02
Legal Block	C
Legal Lot Number	3
Jurisdiction	CALVERT MD
Township / Civil Division	2, PRINCE FREDERICK
Census Block Group	1
Census Block	1003
Census Tract	860702

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	95 CENTRAL DR, PRINCE FREDERICK, MD 20678-4005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2023	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Nov 16, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2023 · Amount on Record
Deed Sale	Aug 1, 2023 · Amount on Record
Prior Sale	Mar 4, 1997 · Amount on Record
Deed Book / Page	6464 / 171
Prior Transfer Date	Nov 11, 2022
Prior Transfer Doc	0063710202
Record Updated	Oct 29, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Aug 1, 2023
Property Address	95 CENTRAL DR, PRINCE FREDERICK, MD 20678-4005
Document Number	0064640171
Book / Page	6464 / 171
Map Reference	LB JLB 1 FO 16
Instrument Date	Jun 20, 2023
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	KTL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	95 CENTRAL DR, PRINCE FREDERICK, MD 20678-4005

Mortgage

Document Number	0006464177
Date	Aug 1, 2023
Instrument	6464/177

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2053

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALVERT MD
Recording Date	Nov 16, 2022
Property Address	95 CENTRAL DR, PRINCE FREDERICK, MD 20678-4005
Document Number	0063710202
Book / Page	6371 / 202
Map Reference	LB JLB 1 FO 16
Instrument Date	Nov 11, 2022
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 CENTRAL DR, PRINCE FREDERICK, MD 20678-4005

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$249,033 (+8.81%)	$269,200 (-) Land $78,300 Building $190,900
2025	$2,691.00 (+29.44%)	$228,867 (+14.36%)	$269,200 (+28.99%) Land $78,300 Building $190,900
2023	$2,079.00 (+4.47%) Homeowner's exemption	$200,133 (+4.47%)	$208,700 (-) Land $78,300 Building $130,400
2022	$1,990.00 Homeowner's exemption	$191,567	$208,700 Land $78,300 Building $130,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2009–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 80% of Maryland
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Central Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures